Fox Secured Credit Card

You want to be the best version of you.

Rebuild your credit

Pay your Fox Secured Credit Card bills responsibly to rebuild your credit. 

No fee cash advances and balance transfers1

Use online banking or Fox's mobile app* to transfer funds from your credit card into your checking or savings account.

No annual fee1

Annual fees aren't welcome in these parts.

How does it work? Your Fox Secured Credit Card relies on a secured share savings account from Fox Communities Credit Union, where you'll need to place an initial deposit matching your credit line as collateral for as long as the account remains active - starting at just $300.

Along with the opportunity to repair your credit, you'll receive:

  • No fee cash advances and balance transfers.
  • No annual fee.1
  • Reports to all three credit bureaus.
  • Watch your credit score daily with SavvyMoney. 
  • Additional Visa Benefits that allow you to make purchases and travel confidently.

Please review the link below for pricing and complete details.

Important Pricing & Terms

7 Ways to Build and Maintain Good Credit

  1. Pay your bills on time
  2. Length of your credit history
  3. Keep your credit utilization low
  4. Don't open a large amount of credit cards at one time
  5. Have a variety of credit: a mix of credit cards, installment loans, and even utility bills
  6. Try not to carry a balance
  7. Monitor your credit

Watch the video to learn more!

Transcript

Run the Numbers

1

Fox Secured rate is variable and based on the Prime Rate (currently 6.75% as of 4/2/2026), plus a margin of 11.49% for purchases; or Prime plus a margin of 13.49% for cash advances and balance transfers. The APR may increase or decrease as identified by the Wall Street Journal ‘Prime Rate’. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For complete details, see Important Pricing & Terms or contact Fox. Loan subject to credit approval. 

*

Fox’s mobile banking app is free; however, your mobile carrier’s message and data rates may apply. Contact your service provider for details.