Share Certificates
Give your money some time to grow.
Higher earnings
Share Certificates outpace most traditional savings accounts.
Take your pick
Save for three months, five years - or somewhere in between.
Secure investment
You know from day one how much money you'll end up with.
Certificates are a safe, secure investment and a good choice if you can leave your savings alone for a period of time.
Set aside money for a tuition bill, new car, or dream vacation. Or simply build long-term financial security. You have a strong handle on when and why you're going to need your money, so pick a savings period that fits your future plans. The good news is that any Share Certificate you choose is a safe bet to pay off with strong earnings.
- We offer certificates in a variety of terms - from 3 months up to 60 months1
- In general, longer term Certificates pay higher dividend rates
- Good option for growing Individual Retirement Account funds
- Deposits are federally insured by the National Credit Union Administration up to at least $250,000 per individual depositor
- See current rates and any Certificate specials
- Open a Certificate by visiting any of our locations
Run the Numbers
You can earn 5.00% Annual Percentage Yield (APY) on balances of up to $5,000. For balances greater than $5,000 earn 0.50% APY.1
Minimum deposit requirements to open a certificate apply and vary. Contact a Fox team member for details regarding applicable minimum deposit requirement. For the current dividends rate and Annual Percentage Yield (APY), view our rates page. Rates may change at any time as determined by Fox Communities Credit Union’s Board of Directors. Early withdrawal penalties apply and will reduce earnings on account. For additional details, terms, and applicable fees, contact your local Fox branch or refer to your Agreement and Disclosures, or the Account Disclosure Rate Supplement and Schedule of Fees and Charges document.