You know what you want.
We have what you need.

Life is about balancing what you need with what you want. We're here to help you find that balance and make progress in life.

You know what you want. Fox Communities Credit Union has what you need.

All rates, terms, and conditions are subject to change at any time.

*APY=Annual Percentage Yield.

**APR= Annual Percentage Rate.

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Available for a limited time on home equity Adjustable-Rate Mortgage (ARM) 3/1 ARM & 5/1 ARM products; home equity loan 5-year fixed. Offer requires min $10,000 new money. No closing costs are applicable only on the above stated loan products with a loan amount up to 90% of the Fair Market Value (FMV). If appraisal is required, borrower is responsible for appraisal cost ($500-$595). On a 3/1 ARM or 5/1 ARM rate is fixed for the first 3 or 5 years of the loan, thereafter, your interest rate is subject to change annually for the remaining term of the loan according to the market index. Since index in the future is unknown, after the initial fixed rate period, payment amount may increase or decrease every year as the interest rate adjusts based on the 1-year Treasury Bill plus a margin of 3.75%. First-rate adjustment is dependent on the ARM loan product chosen. First-rate adjustment cap is ± 2%; thereafter, annual rate cap of ±2%, and a lifetime rate adjustment cap ± 6. An estimated payment example for illustration purposes only on a 5/1 ARM with a term of 30 years for $25,000 with an APR of 7.245%, initial interest rate of 5.990%, your estimated monthly payments for years 1-5 is $149.73, year 6 monthly max payment of $179.37 at 7.990%, year 7 monthly max payment of $210.43 at 9.990%, years 8-30 monthly max payment would be $242.54 at 11.990% (based on current index plus margin). Payment & APR will vary depending on the terms/loan program chosen. Payment examples do not include taxes and insurance premiums; actual obligation may be greater. Rates, terms & conditions are subject to change without notice. All loans are subject to credit qualifications & underwriting approval. Contact Fox for details. Membership required.