Meet the teams taking part in our first Ripple Effect Financial Makeover Challenge.

We invite you to meet the teams taking part in the challenge as they embark on a six-month journey to financial well-being. You can even follow along yourself! 

Learn more about Ripple Effect

Your story is our story.

You're more than a number.


All rates, terms, and conditions are subject to change at any time.

*APY=Annual Percentage Yield; deposit Rates are accurate as of 1/17/2024.

**APR= Annual Percentage Rate is accurate as of 1/17/2024.

NMLS ID# 402968


Introductory 5.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 7/1/2024 to 7/31/2024 and will remain at Intro APR until 10/31/2025. Balance transfer offer applies to balance transfer that posts to your account by 7/31/2024. Cardholder is responsible for making payments to other accounts until balance transfer transaction is completed. Balance transfer may not be used to pay any Fox accounts. After the introductory period, any unpaid balance will return to your standard balance transfer/cash advance variable APR currently 18.99%-26.99% for Fox Cash Back; 13.99%-21.99% for Fox Best Rate; or the standard APR of 9.90%-17.90% for the Fox Visa Platinum Rewards (grandfathered account) card based on your creditworthiness. Purchases made will be at the standard variable APR currently 16.99%-24.99% for the Fox Cash Back card or 11.99%-19.99% for Fox Best Rate card, or the standard APR of 9.90%-17.90% for Fox Visa Platinum Rewards (grandfathered account). Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer/cash advance fee. Minimum interest charge: $1. Fee for foreign transactions is 1% of each transaction in U.S. dollars. Offer is subject to change without notice. Not available on Business Cash Back, Fox First Rewards or Fox Secured credit cards. Loan subject to credit approval. Rewards program does not apply to cash advances/balance transfers. Membership required.