Fox Cash Back Credit Card

This card is great for people who typically pay off their balance each month and want to earn cash back with every purchase.

You want warm memories and a break from winter’s chill.

Earn 1.5% cash back^

Redeem cash back with a Fox deposit account or statement credit.

Unlimited earnings

1.5% earned with every purchase!^

No annual fee▪

We don't mess around with those at Fox.

The Fox Cash Back Credit Card just may be the right card for you because:

  • You want lower interest rates than credit cards from big national banks and retail stores. 
  • You want no fees for cash advances. Use online banking or our app* to move money from your accounts.
  • There is no annual fee▪... and yes, you read that right.
  • Additional Visa Benefits allow you to make purchases and travel confidently.

uChoose Rewards®—Right Where You Need It

Your Fox Business Cash Back Credit Card earns uChoose Rewards® points on everyday purchases—and managing those points is simple.

No need to visit a separate website—just log into Online Banking or our Mobile App* to view and redeem your rewards.

  • Earn 1.5% unlimited on every purchase^
  • Redeem points for cash back as a Fox account deposit or a statement credit^
  • Get access to special bonus offers once you’re enrolled

Need to register? Go to: Menu > Credit Card > uChoose Rewards
Enter your card number, then create a username and password (just once!).

Already registered? While in online banking, click uChoose Rewards from the menu to view your points.

Everything you need—card activity, balance, and rewards—all in one place.

Run the Numbers

Please review the link below for pricing and complete details.

Important Pricing & Terms

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Cash Back Rewards are rewards you earn under the uChoose® Rewards program. Cash Back Rewards are earned as points, with $1.00 in Cash Back equal to 1.5 points (1.5% cashback) on the Fox Cash Back and Fox Business Cash Back; on the Fox Best Rate and Fox First Rewards credit card you earn 1 point per $1.00 on qualifying eligible net purchases (purchases minus returns and credits). Any fractional reward points earned will be rounded to the nearest whole point (for example, 1.99 points will round up to 2 points). Points are not earned on cash advances, balance transfers, fees, or unauthorized transactions. Rewards are non-transferable and expire five years from the month posted. Closing your account will result in forfeiture of unredeemed points. Redemption is available as a statement credit or electronic deposit to an eligible Fox checking account with an active debit card; minimum point requirements apply. In addition, the Fox Best Rate and Fox First Rewards credit cards have additional redemption options which include merchandise, travel, and gift cards. All reward redemptions are subject to rewards program rules, terms, and conditions; additional restrictions may apply. Statement credits or electronic deposits are processed within five business days. A statement credit reduces your balance; however, you’re required to make the minimum monthly payment. For complete details, terms, and conditions log into your account by visiting www.uchooserewards.com or contacting Fox.
Fox Communities Credit Union (Fox) may modify, suspend, or cancel the uChoose® Rewards program at any time without prior notice. Changes may impact your transactions and points, including possible cancellation of outstanding points. For full terms and details log into your uchooserewards.com account or contact Fox. uChoose® Rewards is a registered trademark of Fiserv, Inc. Retailer participation may change. All other name(s) and logo(s) are marks and/or trademarks of their respective owners.

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Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 6.75% as of 4/2/26), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. APR is based on creditworthiness at the time the account is established. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The variable card APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Program rates, terms and conditions are subject to change without notice. For complete details, see Important Pricing & Terms or contact Fox. Loan subject to credit approval.
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Fox’s mobile banking app is free; however, your mobile carrier’s message and data rates may apply.