Fox Cash Back Credit Card
This card is great for people who typically pay off their balance each month and want to earn cash back with every purchase.
From January 15 through March 31, get a special Intro APR of 5.99%^ for 15 months on cash advances. Thereafter, the variable APR currently is 17.99% - 25.99%.
Also for a limited time: pay 0%± on purchases for the first 6 months from account opening. Thereafter, the variable APR currently is 15.99% - 23.99%.
You don’t need a credit card.
You want warm memories and a break from winter’s chill.
Earn 1.5% cash back
Redeem cash back with a Fox deposit account or statement credit.2
Unlimited earnings
1.5% earned with every purchase!2
No annual fee1
We don't mess around with those at Fox.
The Fox Cash Back Credit Card just may be the right card for you because:
- You want lower interest rates than credit cards from big national banks and retail stores.
- You want no fees for cash advances. Use online banking or our app3 to move money from your accounts.
- There is no annual fee1... and yes, you read that right.
- Additional Visa Benefits allow you to make purchases and travel confidently.
Earn unlimited points
- Earn 1.5% unlimited on every purchase2
- Redeem points for cash back with a Fox account deposit or a statement credit2
- Opportunities to earn extra points once enrolled
- Enroll in uChoose Rewards to redeem your cash back
How to take advantage of the cash advance special and transfer those funds:
- Log into the Fox mobile app1 or online banking.
- Go to transfer funds.
- Choose your Fox credit card as the "from account."
- Choose your checking or savings account (the account you pay bills with) as the "to account."
- Enter the amount of money you'd like to transfer and click/tap "Transfer Funds."
- Now you're all set to pay off those other bills and consolidate your balances to your Fox credit card.
Run the Numbers
Cash Advance Special
From January 15th through March 31st, New Fox Cash Back Credit Card holders, pay 0% on purchases for the first 6 months from account opening.1Thereafter, the variable APR currently for the Fox Cash Back card is 15.99% - 23.99%.
New cardholders also receive special rates on cash advances!
Please review the link below for pricing and complete details.
Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Wisconsin.
Intro 5.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 01/15/2025 to 03/31/2025 and will remain at Intro APR until 06/30/2026. Balance transfer offer applies to balance transfer that posts to your account by 03/31/2025. Cardholders are responsible for making payments to other accounts until balance transfer transaction is completed. Balance transfer may not be used to pay any Fox accounts. After the intro period, any unpaid balance will return to your standard balance transfer/cash advance variable APR currently 17.99% to 25.99% for Fox Cash Back; 12.99% to 20.99% for Fox Best Rate; 14.50% to 22.50% for Fox Business Cash Back card based on your creditworthiness. Purchases made will be at the standard variable APR currently 15.99% to 23.99% for Fox Cash Back; 10.99% to 18.99% for Fox Best Rate; 12.50% to 20.50% for Fox Business Cash Back. The variable card APR will never be more than 27%. The standard cash advance/balance transfer and purchase APR for Visa Platinum Rewards (grandfathered) is currently 9.90% to 17.90% based on your creditworthiness. Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer/cash advance fee. Minimum interest charge $1. Fee for foreign transactions 1% of each transaction in U.S. dollars. Offer is subject to change without notice. Not available on Fox First Rewards or Fox Secured credit cards. Loan subject to credit approval. Balance transfer subject to available credit. Rewards program does not apply to cash advances/balance transfers. For additional details, contact a Fox team member or refer to your Credit Card Account disclosures for complete details and applicable fees. Credit cards are not Federally insured by NCUA.
Fox Cash Back Intro 0% APR is available to new account holders on purchases for six months from the account opening date, thereafter, your standard APR will be a variable rate based on the Prime Rate (currently 7.50% as of 12/19/2024), plus a margin of 8.49% to 16.49% for purchases; and 10.49% to 18.49% for cash advances and balance transfers. The APR may increase or decrease as identified by the Wall Street Journal ‘Prime Rate’. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For additional information, see a Fox team member or refer to your Credit Card Account disclosure for complete details and applicable fees.
“Cash Back Rewards” are rewards you earn under the program. Cash back rewards are tracked as points and each $1 in cash back rewards earned is equal to 1.5 points on eligible Net purchases charged to the card. Reward points are earned on qualifying net purchases (purchases minus returns and/or other related credits). Reward points are not earned on cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account. Points will expire 5 years from the end of the month in which they were posted. Contact Fox for additional details or after logging into uChoose Rewards you may view the rewards program terms and conditions for complete details. Program terms and conditions are subject to change at any time without notice; we may add, remove, and or reduce, terminate, or modify this program at any time.
Redemption of cash back rewards can be requested in the form of a statement credit or cash through an electronic deposit into an eligible Fox checking account. An eligible Fox checking account is one having an open/active debit card. For accounts without a debit card, contact a Fox team member for further assistance in redeeming rewards for cash back to your account. Restrictions and minimum points may apply. For complete details contact Fox.
uChoose Rewards is a registered trademark of Fiserv, Inc. Participating retailers subject to change. All other brand, product(s) and service names and logos are marks and/or trademarks of their respective owners. Restrictions may apply.
Fox’s mobile banking app is free; however, your mobile carrier’s message and data rates may apply. Contact your service provider for details.