Mortgage Loans

First-time home buyer, favorable rates, refinancing? No matter what you want, Fox has what you need.

You don't need a home loan.
You want to build a life together.

Whether you’re buying your first home, upgrading, financing a lot and land, or finally securing that getaway cabin in the woods, Fox Communities Credit Union has mortgage loans for everyone. 

Mortgage Loans Overview

Home Loans

We treat everyone like a member of our Fox family. Let our team help you choose the perfect financing options.

  • A variety of fixed and adjustable-rate loan terms available
  • Unique first-time home buyer loan options

Mortgage Refinancing

Fresh paint or a new roof? Those are good ideas. But sometimes the best thing to do for your home is spruce up your mortgage loan.

  • Reduce monthly payments
  • Pay off debt faster
Construction Loans

Build a home that has everything you want. We'll handle the financing every step of the way.

  • Lock your interest rate as soon as you start building
  • Save time and money with a single-close construction loan
Lot and Land Loans

A perfect lot for your next home. A slice of nature for hunting. At Fox, we offer financing for land that you can build on or enjoy as is.

  • Down payments as low as 20%
  • Terms to fit your budget
Downpayment Plus

The upfront costs of homebuying may cause some people to renew their rental lease every year. But Fox participates in a special program that can provide you with financial assistance to get you in the home of your dreams.

  • Provides downpayment assistance for eligible homebuyers
  • Must meet income eligibility requirements
Extended Rate Lock

Lock in your interest rate so it doesn't rise as you're building your dream home. We suggest starting the rate lock when you begin framing your home.

  • 120 days free of stress and free of charge
  • Long-term fixed, and adjustable-rate mortgage options available

Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Wisconsin.

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Downpayment Plus® is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Downpayment Plus is a registered trademark of the Federal Home Loan Bank of Chicago.