Feel confident as your savings grows faster.
Earn a great rate or even higher returns, depending on how much money you have to invest.
Withdraw funds as needed at Fox locations and through digital banking.
Money Markets are no-risk savings options with deposits insured by the federal government.
In any economic environment, a Money Market is a good option to keep your money growing.
Money Markets. The name sounds fancy. But these accounts are a smart, simple way to branch out beyond a normal savings account - or diversify a well-rounded investment portfolio. We offer two high-earning accounts, both paying attractive dividend rates and offering access to funds anytime you need them for any reason.
Everyday Money Market
- No long-term time commitment, as there is with some investment and saving tools
- Minimum balance of $100 required to earn dividends
- Use Online Banking and our mobile app1 to check account balances, make transfers, and more
- Pair Money Markets with a savings or checking account and quickly move funds as needed
- Easily open an account online
- Deposits are federally insured by the National Credit Union Administration up to at least $250,000 per individual depositor
Jumbo Money Market
Fox Rewards Money Market
Can your money pack an even bigger punch? Sure. The Fox Rewards Money Market2 is the perfect financial partner for your Fox Rewards Checking3 account. If you deposit at least $15,000 in this Money Market, you benefit from our highest rates, no earnings cap, and the full protection of the U.S. government.
- Our highest money market dividend rate on your entire balance of $15,000 or more
- No cap on your balance or earnings
- No transaction limits
How to Qualify
- Have a Fox Rewards Checking with same ownership as this account
- Meet the monthly qualifications for your Fox Rewards Checking account
- Maintain an average daily balance of at least $15,000
- Sign up for eStatements
- Have a valid email address
And if you don't meet all the qualifications for any one month? No worries. You'll still earn 0.10% Annual Percentage Yield, and you can work toward meeting the qualifications the following month.
Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Eastern Wisconsin, including Appleton, Green Bay, Oshkosh, Manitowoc, and New London.
Run the Numbers
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APY=Annual Percentage Yield is accurate as of September 29, 2023. Rates may change at any time as determined by Fox's Board of Directors
Fox’s mobile banking app is free; however, your mobile carrier’s message and data rates may apply. Contact your service provider for details.
Fox Rewards Money Market account is a tired variable rate account. Tier 1 balances of $14,999.99 or less earn 0.10% APY. Tier 2 balances of $15,000.00 or greater earn 3.50% APY. To obtain the higher APY on the Fox Rewards Money Market account you must maintain an average daily balance of $15,000 or more; (a) consent and receive your statement electronically with a valid email address on file with Fox; (b) have a Fox Rewards Checking account with same ownership type as your Fox Rewards Money Market account; and (c) meet all monthly earning requirements of the Fox Rewards Checking account. If Monthly Qualification Cycle requirements are not met, earnings reduced to 0.10% APY.
Fox Rewards Checking account is a Tiered Variable Rate account with no minimum balance requirements or transaction limitations. Dividends are calculated and accrued daily based on Fox Rewards Checking balance tier and if Monthly Qualification requirements are met. To earn the disclosed 5.00% APY on balances up to $5,000, plus earn 0.50% APY on balances over $5,000, and be reimbursed for domestic ATM fees incurred, you must: (a) make 15 or more Fox debit/credit card qualifying transactions that post and settle to your account during each Monthly Qualification Cycle; restrictions apply, (b) consent and receive your periodic statement electronically; (c) make a direct deposit or automatic debt transaction totaling at least $500.00 during Monthly Qualification Cycle; and (d) have a valid email address on file with Fox.
For months in which the minimum qualifications are not met, earnings are reduced to 0.01% APY and you will not receive credit for domestic ATM fees incurred. Domestic ATM fees incurred during each periodic statement will be reimbursed up to a total of $15.00 if qualifications are met within each Monthly Qualification Cycle.
The monthly qualification cycle begins on the last business day of the previous month and ends one (1) day prior to the last business day of the current month. Fees may reduce earnings on account. Limit of one Fox Rewards Checking per tax-reported owner.