We want these numbers to work for you.
It's pretty simple. Lower rates save you money when you're borrowing. Higher deposit account rates put more money in your pocket. We do our best to set rates that are right on the money - your money.
Fox Communities Credit Union uses a “merit based” system for determining loan rates. *Rates are as low as. APR (Annual Percentage Rate) determined by creditworthiness, and collateral. All rates, terms, and conditions may change without notice. All loans subject to approval and eligibility.
For business loan rates, please contact a business lender.
Vehicles, Boats, Campers & Motorcycles 2018 & Newer
Other terms & rates available for older collateral, contact a Fox Team Member for more information.
| 12 months or less | Rates as low as 6.74%* |
| 13 – 24 months | Rates as low as 6.74%* |
| 25 – 36 months | Rates as low as 6.74%* |
| 37 – 48 months | Rates as low as 6.74%* |
| 49 – 60 months | Rates as low as 6.74%* |
| 61 – 72 months | Rates as low as 6.74%* |
*”As low as APR (Annual Percentage Rate)” is determined by creditworthiness, and collateral. Estimated monthly payment of $19.68 per $1,000 borrowed at 6.74% APR for 60 months.
ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners 2018 & Newer
Other terms & rates available for older collateral, contact a Fox Team Member for more information.
| 12 months or less | Rates as low as 7.74% |
| 13 – 24 months | Rates as low as 7.74% |
| 25 – 36 months | Rates as low as 7.74% |
| 37 – 48 months | Rates as low as 7.74% |
| 49 – 60 months | Rates as low as 7.74% |
| 61 – 72 months | Rates as low as 7.74% |
*”As low as APR (Annual Percentage Rate)” is determined by creditworthiness, and collateral. Estimated monthly payment of $20.15 per $1,000 borrowed at 7.74% APR for 60 months.
It’s About Time Homeowners’ Loan2 (Unsecured)
| It’s About Time Homeowners’ Loan |
|---|
| Rates as low as 11.74%* |
| Terms up to 120 months Based on dollar amount of the loan |
| Minimum loan amount $5,000 |
| Maximum loan amount $40,000 |
*Estimated monthly payment of $22.11 per $1,000 borrowed at 11.74% APR for 60 months.
Unsecured Loans
| Unsecured Loans |
|---|
| Rates as low as 12.24%* |
| Terms up to 60 Months based on amount borrowed. |
*”As low as APR (Annual Percentage Rate)” is determined by creditworthiness, account relationship, and collateral. Estimated monthly payment of $22.37 per $1,000 borrowed at 12.24% APR for 60 months.
VISA Credit Cards
| Credit Cards | |
|---|---|
| Fox Cash Back 3 | 16.99% - 24.99% Variable APR* |
| Fox Best Rate4 | 5.99% Intro APR4 for 6 months on purchases, thereafter 11.99% - 19.99% Variable APR* |
| Fox First Rewards5 | 15.99% Variable APR* |
| Fox Secured6 | 19.99% Variable APR* |
*”As low as APR (Annual Percentage Rate)” is determined by creditworthiness, account relationship, and collateral.
Kwik Cash Line of Credit
| Kwik Cash Line of Credit |
|---|
| 12.90%* |
Savings Secured/Credit Builder Loan
| Savings Secured/Credit Builder Loan | |
|---|---|
| 6.74% APR* | Terms up to 60 months |
Estimated monthly payments of $19.68 per $1,000 borrowed a 6.74% APR for 60 months.
MORTGAGE AND HOME EQUITY PRODUCT RATES
We offer a variety of mortgage and home equity loan options including:
- Fixed Rate Mortgages
- Construction Loans
- Adjustable Rate Mortgages
- Home Equity Lines of Credit
- Home Equity Loans
- Lot/Land Loans
Contact one of our mortgage professionals to answer any questions.
- Free pre-qualification
- Free bi-weekly payments available
- Local decision making & servicing
- Conditions may apply
**Rates subject to change at any time. Interest on all accounts is accrued daily.
For individual depositors
Checking Accounts
| Balance | Annual Percentage Yield | Dividend Rate | |
|---|---|---|---|
| Fox Rewards Checking | $5,000.00 & less | 5.00% | 4.89% |
| $5,000.01 & greater | 0.50% | 0.50% | |
| Fox Free Checking | N/A% | N/A% | |
| Checking Plus | $500+ | 0.10% | 0.10% |
| Civic Club Checking | N/A% | N/A% |
Health Savings Accounts (HSA)
| Annual Percentage Yield | Dividend Rate | |
|---|---|---|
| $25,000+ | 0.60% | 0.60% |
| $10,000-$24,999 | 0.50% | 0.50% |
| $2,500-$9,999 | 0.40% | 0.40% |
| $100-$2,499 | 0.30% | 0.30% |
Money Market Accounts
| Annual Percentage Yield | Dividend Rate | |
|---|---|---|
| Fox Rewards Money Market | ||
| If qualifications are met: | ||
| $1,000,000+ | 5.00% | 4.89% |
| $500,000-$999,999 | 4.50% | 4.41% |
| $100,000-$499,999 | 4.00% | 3.93% |
| $15,000-$99,999 | 3.50% | 3.45% |
| $0.01-$14,999 | 1.00% | 1.00% |
| If qualifications are NOT met: | ||
| $1,000,000+ | 4.00% | 3.93% |
| $500,000-$999,999 | 3.00% | 2.96% |
| $100,000-$499,999 | 2.00% | 1.98% |
| $15,000-$99,999 | 1.00% | 1.00% |
| $0.01-$14,999.99 | .50% | .50% |
| Everyday Money Market (No minimum deposit) | ||
| $1,000,000+ | 4.00% | 3.93% |
| $500,000-$999,999 | 3.00% | 2.96% |
| $100,000-$499,999 | 2.00% | 1.98% |
| $15,000-$99,999 | 1.00% | 1.00% |
| $100-$14,999 | .50% | .50% |
| Jumbo Money Market (Minimum balance of $500,000 required to avoid $15 monthly service charge) | ||
| $1,000,000+ | 4.00% | 3.93% |
| $500,000-$999,999 | 3.50% | 3.45% |
| $0-$499,999 | 0.10% | 0.10% |
**To earn the disclosed APY, you must maintain an average daily balance at least equal to $15,000.00 in your account during each dividend period. In order to earn the disclosed APY, during each dividend period you must: (a) consent to receive your periodic statements electronically; (b) have a valid email address on file with the credit union; (c) have a Fox Rewards Checking Account with the same ownership type as this account; and (d) meet all monthly earning requirements for Fox Rewards Checking Account.
Savings Accounts
| Annual Percentage Yield | Dividend Rate | |
|---|---|---|
| Fox Rewards Savings | 2.00 | 1.98 |
| Regular Daily Savings & KAPOW Club Savings | 0.10 | 0.10 |
| Holiday Club & Back to School Club | 0.10 | 0.10 |
| Open IRA | 0.10 | 0.10 |
*Rates and fees subject to change at any time. Fees may reduce earnings on the account. Interest on all accounts is accrued daily. Business depositors please inquire with a Member Service Representative for available rates.
For individual depositors
Certificate Special! $5,000 Minimum Balance
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
|---|---|---|---|
| 10 Months** | 5.25% | 5.15% | 180 Days |
| 15 Months ** | 5.25% | 5.15% | 270 Days |
$2,000 Minimum Balance
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
|---|---|---|---|
| 3 Months | 1.75% | 1.74% | 30 Days |
| 6 Months | 2.00% | 1.99% | 90 Days |
$500 Minimum Balance
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
|---|---|---|---|
| 12 Months | 3.00% | 2.97% | 180 Days |
| 18 Months | 3.50% | 3.46% | 180 Days |
| 24 Months | 4.00% | 3.94% | 270 Days |
| 30 Months | 4.00% | 3.94% | 270 Days |
| 36 Months | 4.25% | 4.18% | 365 Days |
| 48 Months | 4.35% | 4.28% | 365 Days |
| 60 Months | 4.50% | 4.43% | 365 Days |
Jumbo Certificates and IRAs
$500,000 Minimum Balance
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
|---|---|---|---|
| 6 Months | 5.25% | 5.15% | 180 Days |
| 12 Months | 5.15% | 5.05% | 270 Days |
*Rates and fees subject to change at any time. Fees may reduce earnings on the account. Interest on all accounts is accrued daily. Business depositors please inquire with a Member Service Representative for available rates.
**$5,000 NEW MONEY required to open and earn dividends. This requirement is WAIVED for current members with an active checking account. An active checking account has at least 4 transactions per month
For Business depositors
Checking Accounts
| Annual Percentage Yield | Dividend Rate | |
|---|---|---|
| Business Checking Plus / Non-Profit Checking (According to the Average Collected Monthly Balance) | ||
| Minimum daily balance of $1,500 to avoid $15 monthly service charge. | ||
| $50,000+ | 0.20% | 0.20% |
| $25,000-$49,999 | 0.10% | 0.10% |
| $2,500-$24,999 | 0.05% | 0.05% |
| Non-Profit Checking | ||
| $50,000+ | 0.20% | 0.20% |
| $25,000-$49,999 | 0.10% | 0.10% |
| $2,500-$24,999 | 0.05% | 0.05% |
| Advanced Business Checking | ||
| An Earnings Credit Rate of 1.00% is applied to lower or offset the $15 monthly maintenance fee and certain transaction or service fees. The credit is computed by applying the Earnings Credit Rate to the average daily collected balance for the month, minus 10% reserve. | N/A% | N/A% |
Money Market Accounts
| Annual Percentage Yield | Dividend Rate | |
|---|---|---|
| Everyday Business Money Market | Please inquire about rates.% |
Savings Accounts
| Annual Percentage Yield | Dividend Rate | |
|---|---|---|
| Regular Business Savings | ||
| $100+ | 0.10% | 0.10% |
Certificate Special! $5000 Minimum Balance
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
|---|---|---|---|
| 10 Months** | 5.25% | 5.15% | 180 Days |
| 15 Months** | 5.25% | 5.15% | 270 Days |
Certificates
$2000 Minimum Balance
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
|---|---|---|---|
| 3 Months | 1.75% | 1.74% | 30 Days |
| 6 Months | 2.00% | 1.99% | 90 Days |
| 12 Months | 3.00% | 2.97% | 180 Days |
| 24 Months | 2.75% | 2.72% | 270 Days |
Jumbo Certificates and IRAs
$500,000 Minimum Balance
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
|---|---|---|---|
| 6 Months | 5.25% | 5.15% | 180 Days |
| 12 Months | 5.15% | 5.05% | 180 Days |
*Rates and Terms subject to change at any time. Dividends accrue daily. Early withdrawal penalties may apply. Fees may reduce earnings. **$5,000 NEW MONEY required to open and earn dividends. This requirement is WAIVED for current members with an active checking account. An active checking account has at least 4 transactions per month.
Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Eastern Wisconsin, including Appleton, Green Bay, Oshkosh, Manitowoc, and Milwaukee.