Fox Best Rate Credit Card
The ideal card for when you have to carry a balance and you seek a competitive, low interest rate but you also want rewards.
You want to be authentically you.
Low introductory rate
0% APR on purchases for 6 months from account opening date, thereafter a variable APR of 10.24% to 18.24% will apply.≠
Earn points, redeem for rewards
Earn 1 uChoose Rewards® point per $1 spent using your Fox Best Rate credit card and redeem with Amazon & Paypal Pay with Points, cash back (as a statement credit), merchandise, gift cards and travel!^
No annual fee
You won't find any of those here.
Earning uChoose Rewards points isn't the only benefit that comes with the Fox Best Rate Credit Card. There's so much more to see below.
You want a credit card to use on your terms. Maybe you also want a credit card with a lower rate so you can carry a balance. Or perhaps you want to move high-interest debt to a lower-interest card or get cash advances when money is tight. You know what you want. We have what you need. The Fox Best Rate Credit Card is the perfect card to keep in your wallet.
You can't go wrong with:
- A low introductory rate on new cards.≠
- No fee cash advances and balance transfers.
- Earning 1 uChoose Rewards for every $1 spent.^
- No annual fee.
- Additional Visa Benefits that allow you to make purchases and travel confidently.
uChoose Rewards®—Right Where You Need It
Your Fox Business Cash Back Credit Card earns uChoose Rewards® points on everyday purchases—and managing those points is simple.
No need to visit a separate website—just log into Online Banking or our Mobile App* to view and redeem your rewards.
- Earn 1.5% unlimited on every purchase^
- Redeem points for cash back as a Fox account deposit or a statement credit^
- Get access to special bonus offers once you’re enrolled
Need to register? Go to: Menu > Credit Card > uChoose Rewards
Enter your card number, then create a username and password (just once!).
Already registered? While in online banking, click uChoose Rewards from the menu to view your points.
Everything you need—card activity, balance, and rewards—all in one place.
Run the Numbers
Please review the link below for pricing and complete details.
Cash Back Rewards are rewards you earn under the uChoose® Rewards program. Cash Back Rewards are earned as points, with $1.00 in Cash Back equal to 1.5 points (1.5% cashback) on the Fox Cash Back and Fox Business Cash Back; on the Fox Best Rate and Fox First Rewards credit card you earn 1 point per $1.00 on qualifying eligible net purchases (purchases minus returns and credits). Any fractional reward points earned will be rounded to the nearest whole point (for example, 1.99 points will round up to 2 points). Points are not earned on cash advances, balance transfers, fees, or unauthorized transactions. Rewards are non-transferable and expire five years from the month posted. Closing your account will result in forfeiture of unredeemed points. Redemption is available as a statement credit or electronic deposit to an eligible Fox checking account with an active debit card; minimum point requirements apply. In addition, the Fox Best Rate and Fox First Rewards credit cards have additional redemption options which include merchandise, travel, and gift cards. All reward redemptions are subject to rewards program rules, terms, and conditions; additional restrictions may apply. Statement credits or electronic deposits are processed within five business days. A statement credit reduces your balance; however, you’re required to make the minimum monthly payment. For complete details, terms, and conditions log into your account by visiting www.uchooserewards.com or contacting Fox.
Fox Communities Credit Union (Fox) may modify, suspend, or cancel the uChoose® Rewards program at any time without prior notice. Changes may impact your transactions and points, including possible cancellation of outstanding points. For full terms and details log into your uchooserewards.com account or contact Fox. uChoose® Rewards is a registered trademark of Fiserv, Inc. Retailer participation may change. All other name(s) and logo(s) are marks and/or trademarks of their respective owners.