Fox Best Rate Credit Card

The ideal card for when you have to carry a balance and you seek a competitive, low interest rate but you also want rewards.

You want to be authentically you.

Low introductory rate

0% APR on purchases for 6 months from account opening date, thereafter a variable APR of 10.99% to 18.99% will apply.1

Earn points, redeem for rewards

Earn 1 uChoose Rewards® point per $1 spent using your Fox Best Rate credit card and redeem with Amazon & Paypal Pay with Points, cash back (as a statement credit), merchandise, gift cards and travel!2

No annual fee1

You won't find any of those here.

Earning uChoose Rewards points isn't the only benefit that comes with the Fox Best Rate Credit Card. There's so much more to see below.

You want a credit card to use on your terms. Maybe you also want a credit card with a lower rate so you can carry a balance. Or perhaps you want to move high-interest debt to a lower-interest card or get cash advances when money is tight. You know what you want. We have what you need. The Fox Best Rate Credit Card is the perfect card to keep in your wallet.

You can't go wrong with:

  • A low introductory rate on new cards.1
  • No fee cash advances and balance transfers.
  • Earning 1 uChoose Rewards for every $1 spent.2
  • No annual fee.1
  • Additional Visa Benefits that allow you to make purchases and travel confidently.

uChoose Rewards®—Right Where You Need It

Your Fox Best Rate Credit Card earns uChoose Rewards® points on everyday purchases—and managing those points is simple.

No need to visit a separate website—just log into Online Banking or our Mobile App to view and redeem your rewards.

  • Earn 1% unlimited on every purchase2
  • Redeem points for cash back as a Fox account deposit or a statement credit2
  • Get access to special bonus offers once you’re enrolled

Need to register? Go to: Menu > Credit Card > uChoose Rewards
Enter your card number, then create a username and password (just once!).

Already registered? While in online banking, click uChoose Rewards from the menu to view your points.

Everything you need—card activity, balance, and rewards—all in one place.

Run the Numbers

Resources & Education.

We won't try to tell you how to live or what to do with your money, but we are here to make sure you have solid information to make the right decisions for you.

Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Wisconsin.

Please review the link below for pricing and complete details.

Important Pricing & Terms

1
Fox Best Rate Intro 0% APR is available to new account holders on purchases for six months from the account opening date, thereafter, your standard APR will be a variable rate based on the Prime Rate (currently 7.50% as of 12/19/2024), plus a margin of 3.49% to 11.49% for purchases; and 5.49% to 13.49% for cash advances and balance transfers. The APR may increase or decrease as identified by the Wall Street Journal ‘Prime Rate’. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For additional information, see a Fox team member or refer to your Credit Card Account disclosure for complete details and applicable fees.
2

“Cash Back Rewards” are rewards you earn under the program. Cash back rewards are tracked as points and each $1 in cash back rewards earned is equal to 1 point on eligible Net purchases charged to the card. Contact Fox for additional details or after logging into uChoose Rewards you may view the rewards program terms and conditions for complete details. Program subject to change. Redemption of cash back rewards can be requested in the form of a statement credit or cash through an electronic deposit into an eligible Fox checking account. An eligible Fox checking account is one having an open/active debit card. For accounts without a debit card, contact a Fox team member for further assistance in redeeming rewards for cash back into a Fox account. Restrictions and minimum reward points may apply. 

Redemption of cash back rewards can be requested in the form of a statement credit or cash through an electronic deposit into an eligible Fox checking account. An eligible Fox checking account is one having an open/active debit card. For accounts without a debit card, contact a Fox team member for further assistance in redeeming rewards for cash back to your account. Restrictions and minimum points may apply. For complete details contact Fox. 

uChoose Rewards is a registered trademark of Fiserv, Inc. Participating retailers subject to change. All other brand, product(s) and service names and logos are marks and/or trademarks of their respective owners.