Wire Transfers

Whether it’s next door or across the world, Fox Communities Credit Union can get your money there fast, easy, and secure. We can help you with sending or receiving funds within the US and US territories or abroad.

Your Guide to Domestic and International Wire Transfers

Wire transfers are a reliable method for moving money quickly and securely between financial institutions. They’re often used for large transactions, urgent payments, or sending funds across long distances. The sections below outline the steps and details needed to complete both domestic and international wire transfers.

Easily transfer funds within the U.S. and its territories (Guam, Puerto Rico, American Samoa, Northern Mariana Islands and U.S. Virgin Islands).

Wire Details

  • Cutoff Time: 3:00 PM CST Monday-Friday, excluding Federal Holidays
  • Outgoing Wire Fee: $18
  • Delivery Time: Typically 1-2 business days
  • Funds Availability: See our funds availability disclosure.

What You’ll Need to Request a Wire

Please gather the following information:

Your Information
  • Full name, as shown on your account
  • Address (street, city, state, ZIP)
  • Account number that funds and fee will be withdrawn from
Payee Information / Recipient of Funds / Beneficiary
  • Full name, as shown on destination account
  • Address (street, city, state, ZIP)
  • Account number
  • Phone number
Transfer Details
  • Amount
  • Purpose of Wire
  • Any reference info 
    (Examples: Invoice number, File number, Property or Vehicle description, Investment number)
Receiving Financial Institution Information / Beneficiary Bank
  • Financial Institution Name (FI where account is at)
  • Address (street, city, state, ZIP)
  • Routing number (ABA)
Correspondent or Intermediary Bank (if applicable)
  • Financial Institution Name (Larger FI receives funds for smaller FI)
  • Address (street, city, state, ZIP)
  • Routing number (ABA)

How to Submit Your Domestic Wire Request

Please provide the required information using one of these documents:
  • Printed Wire instructions from the recipient of the funds
  • Completed Outgoing Wire – Member Instructions Form from Fox that you completed with the information you obtained from recipient / payee. Please print legibly or type the info in the form.
You can submit your request in one of the following ways:
  • Visit a Branch: Find the closest branch to you to complete your request in person. Don’t forget to bring your wire instructions or Outgoing Wire – Member Instructions Form.
  • Call Us: Call us at (920) 993-9000 and a team member will be happy to assist you.
  • Sign Electronically – If you’ve already submitted a notarized Wire Transfer Agreement Acknowledgement (with a physical signature) to Fox Communities Credit Union, we can send your form securely to you via DocuSign for electronic signing.
Funds are typically received within 1–2 business days if submitted prior to the cutoff time, provided all information is accurate and complete, and subject to the receiving financial institution’s processing.
 
When wiring funds overseas, to limit delays and ensure the funds reach their intended destination, contact the payee / recipient of the funds for their financial institution’s wiring instructions. 
At Fox, we send and receive international wires in U.S. Dollars only and are unable to send funds to countries that are on the U.S. Sanctions list.

Wire Details

  • Cutoff Time: 1:00 PM CST Monday-Friday, excluding Federal Holidays
  • Outgoing Wire Fee: $100
  • Delivery Time: Up to 10 business days
  • Funds Availability: See our Funds Availability Disclosure.

What You’ll Need to Request a Wire

Please gather the following information:
Your Information
  • Full name, as shown on your account
  • Address (street, city, state, ZIP)
  • Account number that funds and fee will be withdrawn from
Payee Information / Recipient of Funds / Beneficiary
  • Full name, as shown on destination account
  • Address (street, city, province, country, postal code, if applicable)
  • Account number / IBAN (Europe) / CLABE (Mexico)
  • National / Tax ID of Recipient, if required
  • Phone number
Transfer Details
  • Amount (in U.S. Dollars)
  • Purpose of Wire
  • Any reference info (Examples: Invoice number, File number, Property or Vehicle description, Investment number)
Receiving Financial Institution Information / Beneficiary Bank
  • Financial Institution Name (FI where account is at)
  • Address (street, city, province, country, postal code, if applicable)
  • SWIFT / BIC Code
  • Some financials also require a Branch Code or Sort Code that identifies their location.
Correspondent or Intermediary Bank (if applicable)
  • Financial Institution Name (Larger FI receives funds for smaller FI)
  • Address (street, city, province, country, postal code, if applicable)
  • Routing number (ABA) (if domestic international) or SWIFT / BIC Code

How to Submit Your International Wire Request

Please provide the required information using one of these documents:
  • Printed Wire instructions from the payee / recipient of the funds
  • Completed Outgoing Wire – Member Instructions Form from Fox that you completed with the information you obtained from payee/recipient. Please print legibly or type the info in the form.
You can submit your request in one of the following ways:
  • Visit a Branch – bring your wire instructions or completed form to your nearest location
  • Call Us – Reach us at (920) 993-9000 and we’ll guide you through the process
  • Sign Electronically – If you’ve already submitted a notarized Wire Transfer Agreement Acknowledgement (with a physical signature) to Fox Communities Credit Union, we can send your form securely to you via DocuSign for electronic signing.
Funds are typically received within 7–10 business days if submitted prior to the cutoff time, provided all information is accurate and complete, and subject to the receiving financial institution’s processing.
 

Wire Details

  • Wire deposits can be made to your savings, checking or money market account
  • Incoming Wire Fee: $10
  • Expected Wait: Same day processing if funds are received with accurate information prior to 5 pm Monday through Friday (excluding Federal Holidays)
IMPORTANT for International Incoming Wires:
  • The sending Financial Institution should send the funds to their US Correspondent Financial and once the wire is in the United States, it will go through the Federal Reserve Bank directly to your account at Fox.  
  • If the sending Financial Institution requires a SWIFT CODE, please call us at 920-993-9000 for further instructions.

What You’ll Need to Provide to Receive a Wire

Please provide the following information to anyone wiring funds to your Fox Account. Fox can provide you with a form that includes this information:  Receiving/Beneficiary Financial:
Fox Communities Credit Union
2201 E. Enterprise Avenue
Appleton, WI 54913
Routing Number (ABA): 275977256
 
Final credit to:
Your Name as titled on your Fox account
Your Address
Your 12-Digit Fox account number (as found on the bottom of your Fox checks or in the account detail view of online banking)
 

 

Frequently Asked Questions

  • SWIFT: Code used to identify financial institutions globally and consists of 8 letters or digits – 11 if a Branch Identifier Code (BIC) is included.
  • IBAN: Used to identify an overseas bank account typically in countries using the Euro as currency. Begins with a 2-digit alpha code to identify the country followed by a series of letters and numbers. Length can vary by country from 15 to 34 characters.
  • CLABE: 18-digit number for bank accounts in Mexico.
  • TRNO: 9-digit number that identifies Canadian financial institutions and branch locations. 
You can obtain any of these numbers by asking the payee / recipient for their wiring instructions.

Domestic wire requests received before 3:00 PM CST Monday – Friday on a business day that Fox is open will be processed on the same day, provided all receiving financial institution and the payee / recipient / beneficiary account information is complete and accurate.

Domestic wire requests made after 3:00 PM CST will be sent the next business day.

International wire requests received before 1:00 PM CST Monday – Friday on a business day that Fox is open will be processed that day. It can take up to 10 business days for international funds to be received by the payee / recipient / beneficiary, depending on the complexity of the instructions and the destination country.

International wire requests made after 1:00 PM CST will be sent the next business day.
Wire transfers are irrevocable and final once sent. If you request a reversal, Fox will submit a request to the receiving financial institution and make every reasonable effort to recover the funds; however, recovery is not guaranteed. Once the funds have been received by the beneficiary and/or the beneficiary’s financial institution, any reversal is at the discretion of the receiving financial institution and the recipient. Additional fees may be charged by other financial institutions if the reversal request is successful.

If you believe you have been a victim of wire fraud, please reach out to us immediately so we can assist you and promptly act on the transaction.