Business Cash Back Credit Card

Give your team the tools to succeed with personalized credit lines for authorized users. Easily distribute cards to employees, simplifying expense tracking and keeping your business running smoothly.

For a limited time only! From January 15 through March 31, transfer other credit card balances to your Fox Business Cash Back credit card and get a special Intro APR of 5.99% for 15 months.^ Thereafter, the standard, variable rate will go into effect, which currently is 14.50%-22.50% APR.

Also for a limited time: New Fox Business Cash Back credit card holders: pay 0%± on purchases for the first 6 months from account opening. Thereafter, the standard, variable rate will go into effect, which currently is 12.50%-20.50% APR.

If applying, please mail your completed and signed application to [email protected] or drop off the application at any Fox Communities Credit Union location.

You don't need a Business credit card. 
You want to support what you've poured your heart into.

Unlimited cash back

Earn 1.5% for every purchase.1 Redeem points for cash back through a Fox deposit account or statement credit.2

Rack up rewards points

Unlimited 1.5% cash back on every purchase.1

No annual fee3

Let's be honest. Who actually wants annual fees for their credit card?

Cash back isn't the only benefit that comes with the Fox Business Cash Back Credit Card.

Perks and features of the Fox Business Cash Back Credit Card:

  • Unlimited 1.5% cash back for every $1 spent1 and redeem for cash back as a Fox account deposit or as a statement credit. 2
  • Lower rates than national banks.
  • Distribute and manage multiple credit cards to your team.
  • We don’t charge fees for cash advances. Use online banking or mobile banking3 to move money from your accounts. 
  • There is no annual fee.4
  • Additional Visa Benefits that allow you to make purchases and travel confidently.

Earn unlimited uChoose Rewards points

  • Earn 1.5% cash back for every $1 spent1
  • Redeem points for cash back with a Fox account deposit or a statement credit2
  • Opportunities to earn extra points
  • Enroll in uChoose Rewards to claim your points

Are you interested in a Fox Business Cash Back Credit Card? 

Let us know by filling out the form below. Our Business Team will reach out within one business day.

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          For informational purposes, please view the business credit card agreement. Note: Members will receive a complete agreement with rates once they qualify for a Fox Business Cash Back Credit Card. 

          Run the Numbers

          Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Wisconsin.

          ^
          Intro 5.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 01/15/2025 to 03/31/2025 and will remain at Intro APR until 06/30/2026. Balance transfer offer applies to balance transfer that posts to your account by 03/31/2025. Cardholders are responsible for making payments to other accounts until balance transfer transaction is completed. Balance transfer may not be used to pay any Fox accounts. After the intro period, any unpaid balance will return to your standard balance transfer/cash advance variable APR currently 14.50% to 22.50% for Fox Business Cash Back card based on your creditworthiness. Purchases made will be at the standard variable APR currently 12.50% to 20.50% for Fox Business Cash Back. The variable card APR will never be more than 27%. The standard cash advance/balance transfer and purchase APR for Fox Business Visa Platinum Rewards (grandfathered) is currently 9.90% to 17.90% based on your creditworthiness. Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer/cash advance fee. Minimum interest charge $1. Fee for foreign transactions 1% of each transaction in U.S. dollars. Offer is subject to change without notice. Not available on Fox First Rewards or Fox Secured credit cards. Loan subject to credit approval. Balance transfer subject to available credit. Rewards program does not apply to cash advances/balance transfers. For additional details, contact a Fox team member or refer to your Credit Card Account disclosures for complete details and applicable fees. Credit cards are not Federally insured by NCUA. Contact Fox for complete details.
          ±
          0% Intro Annual Percentage Rate (APR) on purchases for six months from the account opening date available to new approved credit cards, thereafter, any unpaid balance will return to your standard variable APR currently 12.50% to 20.50% on purchases and 14.50% to 22.50% on cash advances/balance transfers for the Business Cash Back card based on creditworthiness. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee 1% of each transaction in US dollars. Offer is subject to change without notice. Not available on Fox First Rewards or Fox Secured credit cards or to existing credit card holders. Loan subject to credit approval. For additional details, contact Fox. Credit cards are not Federally insured by NCUA. 
          1

          “Cash Back Rewards” are rewards you earn under the program. Cash back rewards are tracked as points and each $1 in cash back rewards earned is equal to 1.5 points on eligible Net purchases charged to the card. Reward points are earned on qualifying net purchases (purchases minus returns and/or other related credits). Reward points are not earned on cash advances, balance transfers, unauthorized or fraudulent charges or for fess of any kind on your card account. Points will expire 5 years from the end of the month in which they were posted. Contact Fox for additional details or after logging into uChoose Rewards you may view the rewards program terms and conditions for complete details. Program terms and conditions are subject to change at any time without notice; we may add, remove, and or reduce, terminate, or modify this program at any time.

          2
          Redemption of cash back rewards can be requested in the form of a statement credit or cash through an electronic deposit into an eligible Fox checking account. An eligible Fox checking account is one having an open/active debit card. For accounts without a debit card, contact a Fox team member for further assistance in redeeming rewards for cash back to your account. Restrictions and minimum points may apply. For complete details contact Fox.

          uChoose Rewards is a registered trademark of Fiserv, Inc. Participating retailers subject to change. All other brand, product(s) and service names and logos are marks and/or trademarks of their respective owners. Restrictions may apply.
          3

          Fox’s mobile banking app is free; however, your mobile carrier’s message and data rates may apply. Contact your service provider for details.

          4
          Fox Business Cash Back Intro 0% APR is available to new account holders on purchases for six months from the account opening date, thereafter, your standard APR will be variable rate based on the Prime rate (currently 7.50% as of 12/19/2024), plus a margin of 5.00% to 13.00% for purchases; and 7.00% to 15.00% for cash advances and balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly following a change in the Prime Rate. The APR will never be more than 27%. Any increase in the rate will result in a higher monthly payment. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For additional information, see a Fox team member or refer to your Commercial Credit Card Account and Disclosures and Guaranty Agreement for complete details and applicable fees.