Business Cash Back Credit Card

Give your team the tools to succeed with personalized credit lines for authorized users. Easily distribute cards to employees, simplifying expense tracking and keeping your business running smoothly.

You want to support what you've poured your heart into.

Unlimited cash back

Earn 1.5% for every purchase. Redeem points for cash back through a Fox deposit account or statement credit.^

Rack up rewards points

Unlimited 1.5% cash back on every purchase.^

No annual fee4

Let's be honest. Who actually wants annual fees for their credit card?

Cash back isn't the only benefit that comes with the Fox Business Cash Back Credit Card.

Perks and features of the Fox Business Cash Back Credit Card:

  • Unlimited 1.5% cash back for every $1 spent and redeem for cash back as a Fox account deposit or as a statement credit. ^
  • Lower rates than national banks.
  • Distribute and manage multiple credit cards to your team.
  • We don’t charge fees for cash advances. Use online banking or mobile banking* to move money from your accounts. 
  • There is no annual fee.4
  • Additional Visa Benefits that allow you to make purchases and travel confidently.

Compare Accounts

  Fox Business Cash Back Credit Card
Ideal Card for: Business members who typically pay off their balance each month
Variable Annual Percentage Rate (APR) for Purchases
Based upon your creditworthiness and changes with Prime Rate		 0% Intro APR on Purchases for six months from account opening date, thereafter variable APR of 11.75% - 19.75% will apply
APR for Balance Transfers and Cash Advances Purchase Variable APR +
2.00% APR
Annual Fee $0
Transaction Fees Balance Transfer: $0
Cash Advance: $0
Foreign Transaction: 1% of each transaction (U.S. $)
Reward Points Unlimited 1.5% cash back with every purchase
Reward Options
uChoose Rewards		 Cash Back to Fox Account or Statement Credit

 

uChoose Rewards®—Right Where You Need It

Your Fox Business Cash Back Credit Card earns uChoose Rewards® points on everyday purchases—and managing those points is simple.

No need to visit a separate website—just log into Online Banking or our Mobile App* to view and redeem your rewards.

  • Earn 1.5% unlimited on every purchase^
  • Redeem points for cash back as a Fox account deposit or a statement credit^
  • Get access to special bonus offers once you’re enrolled

Need to register? Go to: Menu > Credit Card > uChoose Rewards
Enter your card number, then create a username and password (just once!).

Already registered? While in online banking, click uChoose Rewards from the menu to view your points.

Everything you need—card activity, balance, and rewards—all in one place.

Are you interested in a Fox Business Cash Back Credit Card? 

Let us know by filling out the form below. Our Business Team will reach out within one business day.

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          Run the Numbers

          For informational purposes, please view the business credit card agreement. Note: Members will receive a complete agreement with rates once they qualify for a Fox Business Cash Back Credit Card. 

          ^
          Cash Back Rewards are rewards you earn under the uChoose® Rewards program. Cash Back Rewards are earned as points, with $1.00 in Cash Back equal to 1.5 points (1.5% cashback) on the Fox Cash Back and Fox Business Cash Back; on the Fox Best Rate and Fox First Rewards credit card you earn 1 point per $1.00 on qualifying eligible net purchases (purchases minus returns and credits). Any fractional reward points earned will be rounded to the nearest whole point (for example, 1.99 points will round up to 2 points). Points are not earned on cash advances, balance transfers, fees, or unauthorized transactions. Rewards are non-transferable and expire five years from the month posted. Closing your account will result in forfeiture of unredeemed points. Redemption is available as a statement credit or electronic deposit to an eligible Fox checking account with an active debit card; minimum point requirements apply. In addition, the Fox Best Rate and Fox First Rewards credit cards have additional redemption options which include merchandise, travel, and gift cards. All reward redemptions are subject to rewards program rules, terms, and conditions; additional restrictions may apply. Statement credits or electronic deposits are processed within five business days. A statement credit reduces your balance; however, you’re required to make the minimum monthly payment. For complete details, terms, and conditions log into your account by visiting www.uchooserewards.com or contacting Fox. Fox Communities Credit Union (Fox) may modify, suspend, or cancel the uChoose® Rewards program at any time without prior notice. Changes may impact your transactions and points, including possible cancellation of outstanding points. For full terms and details log into your uchooserewards.com account or contact Fox. uChoose® Rewards is a registered trademark of Fiserv, Inc. Retailer participation may change. All other name(s) and logo(s) are marks and/or trademarks of their respective owners.
          4
          Fox Business Cash Back Intro 0% APR is available to new account holders on purchases for six months from the account opening date, thereafter, your standard APR will be variable rate based on the Prime rate (currently 6.75% as of 12/11/25), plus a margin of 5.00% to 13.00% for purchases; or Prime plus a margin of 7.00% to 15.00% for cash advances and balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly following a change in the Prime Rate. The APR will never be more than 27%. Any increase in the rate will result in a higher monthly payment. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For additional information, see a Fox team member or refer to your Commercial Credit Card Account Agreement and Disclosures & Guaranty Agreement for complete details and applicable fees. Loan subject to credit approval. 
          *

          Fox’s mobile banking app is free; however, your mobile carrier’s message and data rates may apply. Contact your service provider for details.