You don't need another credit card.
At Fox, we offer cards designed to meet your needs and on your terms. Maybe you're looking to repair or improve your credit. Maybe you simply want better rewards and cash back options. With four card options offering better benefits than national banks, we can give you the financial tools you need without having to worry about high monthly payments, interest rates or fees.
You know what you want. We have what you need.
This card is great for people who typically pay off their balance each month.
- Unlimited 1.5% cash back2 with every purchase
- Redeem points for cash back with a Fox account deposit or a statement credit
- No annual fee1
The ideal card for when you have to carry a balance and you seek a competitive, low interest rate.
- Earn 1 uChoose Rewards2 point for every $1 spent
- Redeem your points with Amazon & Paypal Pay with Points, cash back, merchandise, gift cards, and travel
- No annual fee1
For those who have never had a credit card and would like to establish credit.
- Earn 1 uChoose Rewards2 point for every $1 spent
- Redeem points with Amazon, PayPal, get cash back, merchandise, and more
- No annual fee1
You want to be the best version of you. You want a financial makeover. Reestablish your credit and raise your credit score. Start with a Fox Secured Credit Card.
- No fee cash advances and balance transfers.
- Rebuild your credit.
- No annual fee.1
Compare Accounts
| Fox Cash Back | Fox Best Rate | Fox First Rewards | Fox Secured | |
|---|---|---|---|---|
| Ideal Card for: | Members who typically pay off their balance each month | Competitive low rate for when you have to carry a balance | Only those who have never had a credit card and want to take the next step towards establishing their own credit | Rebuilding credit to improve credit score Card is funded with a refundable security deposit which equals your credit limit - as low as $300 |
| Variable Annual Percentage Rate (APR) for Purchases Based upon your creditworthiness and changes with Prime Rate |
Variable APR 16.49% - 24.49% |
Variable APR 11.49% - 19.49% |
Variable APR 15.49% |
Variable APR 19.49% |
| Introductory Rate for Purchases | NO | 5.99% Intro APR on Purchases for six months from account opening date, thereafter variable APR of 11.49% - 19.49% will apply | NO | NO |
| APR for Balance Transfers and Cash Advances | Purchase Variable APR + 2.00% APR |
Purchase Variable APR + 2.00% APR |
Purchase Variable APR + 2.00% APR |
Purchase Variable APR + 2.00% APR |
| Annual Fee | $0 | $0 | $0 | $0 |
| Transaction Fees Balance Transfer Cash Advance Foreign Transaction |
$0 $0 1% of each transaction (U.S. $) |
$0 $0 1% of each transaction (U.S. $) |
$0 $0 1% of each transaction (U.S. $) |
$0 $0 1% of each transaction (U.S. $) |
| Reward Points | Unlimited 1.5% cash back with every purchase | 1 point for every $1 spent | 1 point for every $1 spent | NO |
| Reward Options uChoose Rewards |
Cash Back to Fox Account or Statement Credit | Amazon & Paypal Pay with Points, Cash Back (to Fox Account or Statement Credit), Merchandise, Gift Cards, and Travel | Amazon & Paypal Pay with Points, Cash Back (to Fox Account or Statement Credit), Merchandise, Gift Cards, and Travel | NO |
Annual Percentage Rates (APR) accurate as of September 19, 2024, and subject to change without notice. APR is variable and based on U.S. Prime Rate, product type and creditworthiness. Rates, terms, and conditions subject to change at any time without notice. Subject to credit approval and membership required.