Your Card, Your Groove.

Tired of paying outrageous credit card fees and interest rates? At Fox, we offer cards designed to meet your needs. Maybe you're looking for your first credit card or would like to repair your credit. Whether you're looking for a card with great cash back and rewards or lower interest rates than retail stores or big financial institutions, we may just have the card to meet your needs.

Credit Cards Overview

Fox Cash Back Credit Card

This card is great for people who typically pay off their balance each month.

  • Earn 1.5 uChoose rewards point per $1 spent using your Fox Cash Back card
  • Redeem points for cash back through statement credit
  • No annual fee1
Fox Best Rate Credit Card

The ideal card for when you have to carry a balance and you seek a competitive, low interest rate. 

  • Earn 1 uChoose rewards point per $1 spent using your Fox Best Rate credit card
  • Redeem your points with Amazon & Paypal Pay with Points, cash back, merchandise, gift cards, and travel
  • No annual fee1
Fox First Rewards Credit Card

For those who have never had a credit card and would like to establish credit.

  • Earn 1 uChoose Rewards point per $1 spent
  • Redeem points with Amazon, PayPal, get cash back, merchandise, and more
  • No annual fee1
Fox Secured Credit Card

If you're looking to reestablish your credit and raise your credit score, getting a Fox Secured Credit Card is a great way to start.

  • No fee cash advances and balance transfers.
  • Rebuild your credit.
  • No annual fee.1

Discover the versatility of Fox's Credit Card lineup.

Compare Accounts

  Fox Cash Back Fox Best Rate Fox First Rewards Fox Secured
Ideal Card for: Members who typically pay off their balance each month Competitive low rate for when you have to carry a balance Only those who have never had a credit card and want to take the next step towards establishing their own credit Rebuilding credit to improve credit score
Card is funded with a refundable security deposit which equals your credit limit - as low as $300
Variable Annual Percentage Rate (APR) for Purchases
Based upon your creditworthiness and changes with Prime Rate
Variable APR
16.99% - 24.99%
Variable APR
11.99% - 19.99%
Variable APR
15.99%
Variable APR
19.99%
Introductory Rate for Purchases NO 5.99% Intro APR on Purchases for six months from account opening date, thereafter variable APR of 11.99% - 19.99% will apply NO NO
APR for Balance Transfers and Cash Advances Purchase Variable APR +
2.00% APR
Purchase Variable APR +
2.00% APR
Purchase Variable APR +
2.00% APR
Purchase Variable APR +
2.00% APR
Annual Fee $0 $0 $0 $0
Transaction Fees
Balance Transfer Cash Advance Foreign Transaction
$0
$0
1% of each transaction (U.S. $)
$0
$0
1% of each transaction (U.S. $)
$0
$0
1% of each transaction (U.S. $)
$0
$0
1% of each transaction (U.S. $)
Reward Points 1.5 points for $1 spent 1 point for $1 spent 1 point per $1 spent NO
Reward Options
uChoose Rewards
Cash Back through Statement Credit Amazon & Paypal Pay with Points, Cash Back, Merchandise, Gift Cards, and Travel Amazon & Paypal Pay with Points, Cash Back, Merchandise, Gift Cards, and Travel NO

 

Tired of juggling multiple credit cards?

From July 1 through July 31, transfer other credit card balances to your Fox credit card and get a special low Intro APR for 15 months.

Annual Percentage Rates (APR) accurate as of November 8, 2023, and subject to change without notice. APR is variable and based on U.S. Prime Rate, product type and creditworthiness. Rates, terms, and conditions subject to change at any time without notice. Subject to credit approval and membership required.