6 Reasons to Choose a Fox Credit Card

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09.11.2025 Written by Fox Communities Credit Union

All the reasons to make the switch to one of the best credit cards in Wisconsin

Choosing the right credit card isn’t just about rates and rewards, it’s about finding a financial partner you can trust. At Fox, we’re proud to offer credit cards that go beyond the basics, backed by the personalized service you already know and love. Here are six reasons why choosing a Fox credit card just makes sense: 

1. Trusted Local Credit Union in Wisconsin 

 Fox isn’t just another credit card provider, we’re your neighbor. As a Wisconsin-based credit union, we’re not some faceless national brand. We’re your local financial partner, rooted right where you call home. If you already bank with Fox, you know we’re committed to helping our members thrive, and that same commitment applies to our credit cards. 

Whether you have a question, need help with your account or want advice on managing your finances, our friendly team is here for you. We offer real support from real people who understand your goals and your community. 

2. No Annual Fees, Competitive Credit Card Rates and Rewards 

You can say goodbye to annual fees when you use a Fox credit card. Plus, our Fox Best Rate Credit Card and Fox Cash Back Credit Card offer a variety of unique benefits that reward you for every day spending.  
  • 0% intro APR for the first 6 months2 on purchases thereafter a variable APR 10.49% - 18.49% with the Fox Best Rate Credit Card, or 15.49% -23.49% with the Fox Cash Back Credit Card
  • Competitive interest rates 
  • Unlimited 1.5% cash back^ on every purchase with the Fox Cash Back Credit Card 
  • Earn one point for every dollar on purchases^ with the Fox Best Rate Credit Card that can be redeemed for cash back in the form of statement credit
  • Visa® Zero Liability Fraud Protection† and an Extended Warranty benefit add extra layers of protection for peace of mind 

3. All Your Financial Tools in One Place 

Managing your money is easier when everything’s connected. With Fox, you can seamlessly manage your credit card, checking and savings accounts through the mobile app⬥ or online banking. One login, one dashboard, total control. 

4. Convenient Mobile Payments 

Paying your credit card bill is simple. Just transfer funds from your Fox checking account—through the mobile app or online for easy payments wherever you are. 

5. Fast, Fee-Free Cash Advances 

Need cash in a pinch? Instantly transfer funds from your Fox credit card to your Fox checking account with no extra fees. It’s a convenient way to access money when you need it without the typical costs like those from national or retail store credit cards. 

6. Travel with Confidence 

Travel and shop with peace of mind, knowing your card gives you extra protections, like: 
  • Lost Luggage Reimbursement±
  • Travel Accident Insurance± 
  • Trip Delay Reimbursement±

Ready to Make the Switch? 

Whether you’re looking for rewards, low rates or just a better banking experience, Fox has a credit card that fits your life. Apply today and experience the difference of a card backed by people who care. 

^
Cash Back Rewards are rewards you earn under uChoose Rewards® program. Cash Back rewards are tracked as points. Earn 1.5 reward points (1.5% cashback) per $1 spent on eligible Net purchases charged to the Fox Cash Back card; or earn 1 reward point per $1 spent on eligible Net purchases charged to the Fox Best Rate card. If earned points result in a fractional amount, then such fractional amount will be rounded to the nearest whole number. For example, if your rewards points total 1.99, you will be awarded 2 Reward Points. Terms and conditions apply, for additional details contact Fox. Rewards program terms and conditions may change or terminate at any time without notice. uChoose Rewards® is a registered trademark of Fiserv. Inc. 
⬥
Fox’s mobile banking app is free; however, your carrier’s message and data rates apply.
±

Credit card benefits and services are not insured by the National Credit Union Association (“NCUA”) and are not issued, guaranteed, or underwritten by Fox Communities Credit Union, the NCUA, or any other governmental agency. Travel Accident Insurance is an Accidental Death and Dismemberment only and does not pay benefits for loss from sickness. This benefit is not available to Business Cash Back credit card holders.

†
Zero Fraud Liability: A fraudulent transaction(s) or unauthorized charge(s) are made on your account or with your account information where you have not given access to your card information to another person or merchant for a one time or repeated transaction. Claims may only be filed by the account holder against posted and settled transactions subject to dollar limits and verification, including providing requested information for fraudulent claim. Visa’s Zero policy does not apply to certain commercial cards or transactions not processed by Visa. Please use care in protecting your card and notify Fox Communities Credit Union immediately of any unauthorized use. 
Programs, rates, terms and conditions are subject to change without notice.