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Mortgage Loans

Mortgage Loans

Visit our Mortgage Web Center to:

Watch more educational videos about our products and services here.


Types of home loans we offer:

You may be eligible for down payment assistance on home loans!**

Down Payment Plus is a down payment and closing cost assistance program for very low, low and moderate income homebuyers funded by the Federal Home Loan Bank of Chicago (FHLBC). Funds are available to qualifying borrowers through Fox Communities Credit Union. The assistance provided is in the form of a forgivable grant (subsidy) paid on behalf of the borrower at the time the borrower closes on mortgage financing with Fox Communities Credit Union. The Down Payment Plus Program is a purchase program, not a refinance program.

Talk to us about exclusive down payment assistance by contacting a mortgage lender at your local branch.

Learn about our underwriting process & timeline.


Other Resources:

*APR = Annual Percentage Rate.  Actual rate and term determined by your credit score and account relationship.  Checking with payroll direct deposit required for best rate.  $10,000 minimum new money required.  Maximum 80% loan-to-value (LTV) or combined loan-to-value (CLTV) on owner-occupied residential properties only. $500 non-refundable closing costs.  Additional fees and appraisal may be required.

**Some income based restrictions apply.

Additional Banking Resources







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