Save, Earn and Pay with a Fox HSA

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10.29.2025 Written by Fox Communities Credit Union
With health care costs becoming increasingly expensive, it’s more important than ever to plan ahead for medical expenses. A Health Savings Account (HSA) is one of the best tools available that offers triple tax advantages, flexibility and long-term savings. With new competitive rates and no fee to open, there’s never been a better time to start or switch to an HSA with Fox Communities Credit Union.  

What is an HSA?

An HSA is a tax-advantaged savings account designed for individuals with high-deductible health plans^ (HDHPs). It allows you to set aside money for qualified medical expenses, including doctor visits, prescriptions, dental care and more. 

One of the key benefits is that the money you contribute, the dividends you earn and the funds you use are all tax-free. Plus, funds roll over year to year so there’s no “use it or lose it” rule. 

Why Choose Fox?

At Fox, we believe your money should work as hard as you do. That’s why we’ve recently increased our   HSA dividend rates, making them some of the most competitive in the market. With a Fox HSA, you’ll enjoy: 
  • Great dividends on balances: Our new dividend rates mean your HSA balance grows faster, helping you save more for future health care needs. 
  • No fees: Unlike many financials that charge to open an HSA and monthly fees, Fox makes it easy and free.
  • Local, friendly service: We’re here to support you with personalized guidance and a commitment to your financial well-being.
Even if your employer has already opened an HSA for you or you have an account at a different financial, roll it over to Fox to enjoy better rates and no fees. 

Maximize Your Earnings

With our great dividend rates, contributing the maximum amount each year can help boost your savings even more. You’ll earn more money on your balance faster to help cover medical expenses and build long-term financial security. 

After age 65, you can use your HSA funds for non-medical expenses without penalty, making it a flexible supplement to your retirement income. You just pay regular income tax on the amount you use. Use our HSA calculator to see how much you can save—you might be surprised.

Take Control of Your Healthcare Costs

With competitive rates, no fees to open and the flexibility to roll over existing accounts, Fox is the smart choice for your HSA. Whether you're planning for routine expenses or building a cushion for future healthcare needs, we’re here to help you grow your savings with confidence.

Ready to open your HSA?

Give us a call at 920-993-9000 or visit your nearest Fox location to get started. 
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Eligibility for a Health Savings Account (HSA) is based on IRS requirements such as enrollment in a high-deductible health plan (HDHP), and other qualifying criteria. Consult a tax professional for more information on requirements and restrictions. Health Savings Share Draft Account (HSA) is a tiered variable rate account; to earn the disclosed APY, you  must maintain a balance at least equal to $100 in your account each day and subject to change. HSA contributions are subject to limitations imposed by the Internal Revenue Service (IRS). Please, consult a tax professional for more information on requirements and restrictions. The credit union is not responsible for verifying eligibility for Qualified Health Plans or the use of HSA funds. For additional details, terms, and applicable fees, contact Fox or refer to your HSA agreement, the Account Disclosure Rate Supplement and Schedule of Fees and Charges.