REAL-TIME ALERTS! – and how to use them
Did that direct deposit come in yet?
Sometimes it’s early, you know? On the other hand, when payday falls on a holiday, who knows what to expect? What about that bill that’s supposed to come out on the 15th? It never comes out on the day it’s supposed to. Dont you wish someone could just call and let you know it’s done? It’s so stressful not knowing how much money you really have to work with and keeping a register is, well, not for everyone. It's nearly impossible to keep track of all of those receipts. GAH!!
You're certainly not alone in feeling this way. If you’re tired of trying to remember all of those payments coming out and the deposits going in – this is the blog post for you! Our online banking has an alerts feature that’s perfect for sending yourself helpful reminders for transactions that you know are important to you and your budget. Stay in touch with your account activity and know your money is safe with Real-time Alerts. Customize alerts to stay informed of the account activity that’s important to you.
There are three types of alerts you can set for yourself.
- Real-time Alerts – these notify you of a change in your balance as it happens. You can set an alert to inform you when your balance dips below a certain amount. This way you know when you’re running low on funds in time to transfer from your savings account or to adjust payments before you have to pay overdraft fees. You can also use these to alert you when your balance goes above a certain amount so that you know when you’ve hit a savings goal!
- Reminder Alerts – these are exactly what they sound like. You can set them up to remind you of whatever you like! Remind yourself that rent is due, that grandma’s birthday is this weekend, or that you need to go get cash on Saturday because you’re going to need it for that trip with your friends on Sunday!
- Service Alerts – these include alerts such as funds transfers or that interest was paid to an account.
To activate your own real-time alerts follow these steps:
- Log into Online Banking (Not enrolled? Start here.)
- Click "Menu," then "Services" and "Alerts"
- To set up Real-Time Alerts, click on the "New Alert" button and select Real-Time Alerts.
Please note: Reminder Alerts are reminder alerts you can configure for an event date. Service Alerts is where you can configure some alerts, such as Funds Transfer, based on statuses. - Accept the Real-Time Alerts agreement by clicking "I Accept."
- At the top of the screen, you will see the methods you have set up to receive your notifications. Please verify that the contact information is correct. If needed, the contact information can be modified at any time by clicking on the Notifications Settings gear if your contact information changes.
- To setup an alert, find the alert you want, select the toggle icon and follow the onscreen steps.
Life is filled with enough unknowns, your finances shouldn’t have to be a guessing game. Give these alerts a try and save yourself a few to-dos. If you need any help setting these up or if you have questions about the alerts (or anything else) in general, contact us and we’ll be happy to lend you a hand!