What's the Fox Rewards suite at Fox Communities Credit Union?

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01.11.2023 Written by Fox Communities

Fox Rewards Checking and the Fox Rewards Money Market team up to give Fox Communities Credit Union members high dividends and so much more

It’s never been more rewarding to be a Fox Communities Credit Union member thanks to Fox Rewards Checking and the Fox Rewards Money Market account. Both accounts feature high dividends, no minimum balances1, and other rewards so good you’ll think you’re missing some sort of catch. But there’s no catch. There are only rewards to help you make life happen.

FOX REWARDS CHECKING: WHERE ALL THE FUN BEGINS

Enough fluff, let’s get right down to it. The rewards of your Fox Rewards Checking account include:

  • 5.00% APY2 up to your first $5,000
    • That’s not a minimum balance. If you’ve got $2, $100, or $5,000, you’re earning 5.00% APY. And you earn 0.50% APY on everything beyond that first $5,000.
  • Early payroll access3
    • With Fox Rewards Checking, you may get your paycheck deposited early. We post payroll direct deposits on the day they’re received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.
  • Up to $15 in ATM fee refunds every month4
    • Our ATMs don’t charge our members fees, but we’ve got no control over what other ATMs charge. We can, however, refund our members up to $15 in ATM fees every month.

To get these rewards, you’ll need to:

  • Make 15 qualifying purchases per month with your Fox debit and/or credit card1
  • Sign up for eStatements
  • Have a valid email address
  • Have a total monthly direct deposit or automatic debit of at least $500 attached to the account

FOX REWARDS MONEY MARKET: NO CAP ON YOUR HIGH-INTEREST EARNINGS

Like peanut butter and jelly, nothing goes better with Fox Rewards Checking than a Fox Rewards Money Market account. So, what rewards are we talking about here? Well, if you keep an average daily balance of at least $15,000, you earn:

  • Our highest money market dividend rate and APY on your entire balance of $15,000 or more
  • No balance cap on your earnings
  • No minimum balance requirements and no transaction limits

You need to have a Fox Rewards Checking account to open a Fox Rewards Money Market account.5 Beyond that, to qualify for our highest dividend rate and APY with your Fox Rewards Money Market account, you need to:

  • Meet the monthly qualifications for your Fox Rewards Checking account
  • Maintain an average daily balance of at least $15,000
  • Sign up for eStatements
  • Have a valid email address

Any questions? Contact our friendly Fox team or stop by any Fox location in the Appleton, Green Bay, Oshkosh, or Manitowoc areas.

1There is no minimum balance to open the account or required to avoid a fee for either account. To obtain the higher APY on the Fox Rewards Money Market account you must maintain an average daily balance of $15,000 or more; (a) consent to receive periodic statement electronically with a valid email address on file with Fox; (b) have a Fox Rewards Checking account with same ownership type as your Fox Rewards Money Market account; and (c) meet all monthly qualification requirements of the Fox Rewards Checking account.
2APY=Annual Percentage Yield, accurate as of 3/14/2023. To earn disclosed 5.00% APY, you must meet monthly qualifications and have a balance up to $5,000; the balance portion above $5,000 earns 0.50% APY. The dividend rate and APYs may change at any time. Dividends are calculated and accrued daily based on Fox Rewards Checking balance tier and if Monthly Qualification requirements are met. Monthly Qualification Cycle requirements are: (1) $500 or more direct deposit, automatic payment, or a combination, (2) enroll in Online Banking and elect to receive eStatements with a valid email address, (3) 15 Fox Communities Credit Union (Fox) debit card, Fox credit card or a combination of qualifying purchase transactions that post and settle during Monthly Qualification Cycle. Restrictions apply. If Monthly Qualification Cycle requirements are not met earnings reduce to 0.01% APY on account balance, and domestic debit card ATM fee refunds will not apply. For additional information, contact Fox. Limit of one Fox Rewards Checking per tax-reported owner. Membership required.
3Fox will post payroll direct deposits on the day they are received, which may be up to two business days earlier than the scheduled posting date. Other exceptions may apply. 
4Fox will refund up to $15 in debit card domestic ATM fees if monthly qualification requirements are met during Monthly Qualification Cycle.
5The Fox Rewards Money Market account must have the same ownership type as your Fox Rewards Checking account.