Get 5.00% APY and more with Fox Rewards Checking

The premiere checking account with big rewards, no fees, and no minimum balance to help you make life happen with Fox Communities Credit Union 

There are some things in life that always seem to go together: peanut butter & jelly, hot chocolate & marshmallows, pizza & wings, and – until now – premium checking accounts and minimum balances. We say “until now” because with Fox Rewards Checking, you get all the rewards with no minimum balance and no fees. Let us say that again – NO minimum balance. Instead, you get 5.00% APY on the first $5,000 in your account, early payroll access where available, and up to $15 in ATM fees refunded each month. Sounds enticing, right? Well, with all those rewards and no minimum balance requirement, there’s no reason to wait any longer – level up your checking account today! 


We listed the rewards you get with Fox Rewards Checking above, but let’s take a deeper dive and check out exactly what you’re getting with a Fox Rewards Checking account. 

  • 5.00% APY Up to Your First $5,0001 
    • Don’t worry, that doesn’t mean you need $5,000 in your account to get 5.00% APY. It just means you get 5.00% APY on the first $5,000 in your account. And you get 0.50% APY on everything beyond that first $5,000. 
  • Early Payroll Access2 
    • Have you ever needed your paycheck a day or two earlier? If you’re like most of the world, you have. With Fox Rewards Checking, Fox will post your payroll direct deposits on the day they’re received, which may be up to two days earlier than the scheduled posting date. 
  • Up to $15 in ATM Fees Refunded3
    • Fox ATMs don’t charge Fox members, but we’ve got no control over other ATMs. We can, however, refund your ATM fees – which is exactly what we’ll do, up to $15 each month


There isn’t a minimum balance requirement for Fox Rewards Checking, but there are a few qualifications you’ll need to meet in order to get the full suite of rewards. 

  • Make 15 qualifying purchases per month with your Fox debit and/or credit card1
  • Sign up for eStatements  
  • Have a total monthly direct deposit or automatic debit of at least $500 attached to the account 

To learn more, or get answers to any questions you may have, please contact our friendly Fox team or stop by any Fox location in the Appleton, Green Bay, Oshkosh, or Manitowoc areas. 

1APY=Annual Percentage Yield, accurate as of 3/14/2023. To earn disclosed 5.00% APY, you must meet monthly qualifications and have a balance up to $5,000; the balance portion above $5,000 earns 0.50% APY. The dividend rate and APYs may change at any time. Dividends are calculated and accrued daily based on Fox Rewards Checking balance tier and if Monthly Qualification requirements are met. Monthly Qualification Cycle requirements are: (1) $500 or more direct deposit, automatic payment, or a combination, (2) enroll in Online Banking and elect to receive eStatements with a valid email address, (3) 15 Fox Communities Credit Union (Fox) debit card, Fox credit card or a combination of qualifying purchase transactions that post and settle during Monthly Qualification Cycle. Restrictions apply. If Monthly Qualification Cycle requirements are not met earnings reduce to 0.01% APY on account balance, and domestic debit card ATM fee refunds will not apply. For additional information, contact Fox. Limit of one Fox Rewards Checking per tax-reported owner. Membership required.
2Fox will post payroll direct deposits on the day they are received, which may be up to two business days earlier than the scheduled posting date. Other exceptions may apply. 
3Fox will refund up to $15 in debit card domestic ATM fees if monthly qualification requirements are met during Monthly Qualification Cycle.