Fox Answers: How to get your free annual credit report

At Fox Communities Credit Union, you’re more than just a credit score — but you’ll still want to keep a close eye on your credit reports

If you’ve ever applied for a credit card, mortgage, auto loan, unsecured personal loan, student loan, or anything else in the financial world, you surely know how important your credit score is to getting better terms and lower rates. In fact, you can even be outright declined for some loans due to a low credit score. That’s not how we work here at Fox, but it is how things work out in the rest of the world — and that’s why it’s so important to keep a close eye on your credit report. But don’t worry, that’s not as hard as it may sound, as you’ll soon find out right here.

HOW DO I GET A FREE ANNUAL CREDIT REPORT

As we mentioned before, getting a free annual credit report is very easy. In fact, all you have to do is visit www.annualcreditreport.com and follow the onscreen instructions to get your free annual credit report.

WHAT DO I DO IF MY CREDIT SCORE IS LOW?

The first step you should take is clicking the button above to learn how to boost your credit score, as the post it takes you to is full of information on how to get your credit score moving in the right direction. But that’s not the only financial tool we offer here at Fox. More specifically, all Fox members have access to the free financial education and financial counseling services offered by our partners at BALANCE. These tools cover everything from budgeting tips and tricks to mortgage FAQs and more.