It’s About Time Homeowners' Loan | Fox Communities Credit Union

No one likes having to wait around.

Whether you’re in line at the grocery store or counting down the days until you find out if you’ve been approved for that loan you need, the waiting is the hardest part. But what if you could take the waiting out of the equation?

Here at Fox Communities Credit Union, we may not be able to help make that line at the grocery store go any faster, but if you are a homeowner, we can get your dream project or debt consolidation plans approved the same day you apply with an unsecured It’s About Time Homeowners’ Loan.¹

What is an It’s About Time Homeowners’ Loan from Fox?

Whether you’re looking at that next remodeling project, a fun big-ticket toy like a new boat for the summer, or you just want to consolidate your debt so you can start thinking about those other things, the It’s About Time Homeowners’ Loan can help.

As the name implies, the It’s About Time Homeowners’ Loan is an unsecured loan to help with whatever you’ve been putting off for far too long. So, if you’re ready to grab your dreams and make them reality – all while enjoying low rates, terms up to 10 years with low fixed monthly payments, no fees or closing costs, and instant money up to $40,000 – call us, stop by one of our Fox locations, or apply online today and we’ll help you make life happen that same day.

WHEN SHOULD I THINK ABOUT AN IT’S ABOUT TIME HOMEOWNERS’ LOAN FROM FOX?

As we’ve mentioned, there are many reasons to look into an It’s About Time Homeowners’ Loan from Fox – not the least of which include:

You’re looking to obtain a loan immediately
You’ve got very little or no equity in your home
You need money for home improvements, repairs, or anything else under the sun
You’re looking to consolidate your debt
You’re looking for interim or short-term financing

What are the benefits of an It’s About Time Homeowners’ Loan from Fox?

The benefits of an It’s About Time Homeowners’ Loan include:

Quick access to cash
Loan amounts from $5,000 up to $40,000
No fees or closing costs
No appraisal necessary
Lower rate than credit cards
Terms from 1 year up to 10 years available²
Low fixed monthly payments

The It’s About Time Homeowners’ Loan is different from a HELOC or Home Equity Loan, right?

That’s correct. The primary difference is that both a HELOC and a Home Equity Loan are secured by a mortgage. And while both are a great option for those who have an adequate amount of equity in their home, the It’s About Time Homeowners’ Loan is for those who are looking for quick cash without having to worry about how much equity they have in their home. It’s also especially helpful for Fox members who need some quick cash at a low rate without having to worry about tapping into their home’s equity.

LEARN MORE ABOUT A HOME EQUITY LOAN OR HELOC FROM FOX

Come see us about an It’s About Time Homeowners’ Loan today!

Our friendly Fox team is always ready to help. Whether you’re looking for more information or want to apply – and get approved – today, just get in touch with us and we’ll help you make life happen. Isn’t it about time?

¹Loan is subject to credit approval, income verification and proof of primary owner-occupied home ownership. Rates, terms, and conditions are subject to change at any time without notice and may vary based on creditworthiness and loan term. Applicants typically receive approved funds within the same or one business day. Membership required.

Also available to non-homeowners, but rates and available loan amounts may vary.

²Term is dependent upon requested loan amount: $5,000 to $10,000 up to 60 months; $10,001-$30,000 up to 84 months, and $30,001-$40,000 up to 120-month term. Annual Percentage Rate (APR) effective as of 3/23/2023 and subject to change. Estimated monthly payment of $20.75 per $1,000 borrowed at 8.99% APR for 60 months.

It’s About Time Homeowners’ Loan