All Fox branches will be closed Monday, May 29, in honor of Memorial Day and everyone who gave everything for our country.
skip mobile nav
skip social channels
skip header skip main navigation skip dropdowns
Rewards Checking

Rewards Checking

The no minimum balance checking account that pays you 5.00% APY*

Open Yours Today

You work hard for what you’ve got, now get rewarded with a no fee, no minimum balance checking account that pays you.

Everyone loves getting rewarded, but there are usually tall tasks and hard work that have to be done before those rewards start rolling in. That all changes thanks to Fox Rewards Checking at Fox Communities Credit Union. 

With Fox Rewards Checking, you get rewarded simply for being you – because you are why we’re here and you are all we care about. That’s why we don’t attach any minimum balance requirements to Fox Rewards Checking. Instead, as long as you’re signed up for eStatements, have a total direct deposit or automatic debit of at least $500 attached to the account, and use your debit or credit card for 15 qualifying purchases per month1, you’ll be rolling in rewards to the tune of 5.00% Annual Percentage Yield on your first $5,000.* But that’s not all! 

Already have a Fox checking?  

Call us at 920-993-9000.

dollar bill coming out of payment card

Here’s what’s in store for you with Fox Rewards Checking:

5.00% APY

5.00% APY1 up to your first $5,000!

When’s the last time you saw a rate this high without a minimum balance attached? We’re here to help you make life happen, and there’s no minimum balance attached to that promise. Plus, you earn 0.50% APY on everything beyond that first $5K.

48 icon

Early Payroll Access2

With Fox Rewards Checking, you may get your paycheck deposited early so your money's available when life happens. Fox posts payroll direct deposits on the day they're received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.

refund icon

Get up to $15 in ATM fees back each month3

Fox ATMs don’t charge Fox members a fee, but other ATMs often do. Fox Rewards Checking is putting an end to you having to pay to get your own money, with up to $15 in ATM fees refunded each month.

How do I qualify for Fox Rewards Checking? 

We mentioned the qualifications above, but we enjoy being totally transparent with our members, so here they are again. To qualify for the rewards that come with Fox Rewards Checking, you’ll need to:

  • Make 15 qualifying purchases per month with your Fox debit and/or credit card.1
  • Sign up for eStatements 
  • Have a valid email address
  • Have a total monthly direct deposit or automatic debit of at least $500 attached to the account 

You’re still here? Awesome! But what are you waiting for? Sign up for Fox Rewards Checking today. And please feel free to get in touch with our friendly Fox team or stop by and see us at any Fox location with any questions. 

New Account/Membership Application

Membership Application

Make your way through the screens so we can get to know you and find out what you are looking for. Upon completion of the information, you will receive an e-mail by the end of the next business day letting you know the next steps. When everything is set to go, we will send your documents securely for your signature(s).

$5 in a Membership Savings is required for membership. The $5 will remain in the account for the length of your membership. If you choose to discontinue membership the $5 will be returned to you. Must be 18 years or older to apply. Restrictions may apply.

Fields marked with an asterisk (*) are required. Application is subject to approval.

Address *
1APY=Annual Percentage Yield is accurate as of 2/9/2023. To earn disclosed 5.00% APY, you must meet monthly qualifications and have a balance up to $5,000; the balance portion above $5,000 earns 0.50% APY. The dividend rate and APYs may change at any time. Dividends are calculated and accrued daily based on Fox Rewards Checking balance tier and if Monthly Qualification requirements are met. Monthly Qualification Cycle requirements are: (1) $500 or more direct deposit, automatic payment, or a combination, (2) enroll in Online Banking and elect to receive eStatements with a valid email
address, (3) 15 Fox Communities Credit Union (Fox) debit card, Fox credit card or a combination of qualifying purchase transactions that post and settle during Monthly Qualification Cycle. Restrictions apply. If Monthly Qualification Cycle requirements are not met earnings reduce to 0.01% APY on account balance, and domestic debit card ATM fee refunds will not apply. For additional information, contact Fox. Limit of one Fox Rewards Checking per tax-reported owner. Membership required.

2Fox will post payroll direct deposits on the day they are received, which may be up to two business days earlier than the scheduled posting date. Other exceptions may apply.
3Fox will refund up to $15 in debit card domestic ATM fees if monthly qualification requirements are met during Monthly Qualification Cycle.


Any external site listed here is not operated or under the control of Fox Communities Credit Union (FCCU). By clicking on CONTINUE below, you will access a third-party site that is not operated by FCCU. FCCU is not responsible for the content of the third-party website. FCCU does not represent either you, or the website operator, if you enter into a transaction.

Please note that when you exit our site, our Privacy and security policy is no longer in effect. Privacy and security policies may differ from those practiced by FCCU and you should review the alternate websites' policies. You may cancel moving to the third party website by clicking on "X" to stay on



You are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.