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As a member of a credit union, you are an owner. You have a share in our future. 
At Fox Communities, our lending decisions are made right here - locally. 
We provide the right services for you to manage your money. 
Fox Communities Credit Union is committed to the financial education of our members. 
For over 80 years, we've been here, in your neighborhood. We're friends and we're family. 
Loan Rates
Fox Communities Credit Union has adopted a “merit based” system for determining rates. This means the better your credit experience, the lower your rate. Rates shown are our as low as APR (Annual Percentage Rate) assuming excellent credit history. Rates determined by creditworthiness, qualifications and applicable discounts. All rates, terms and conditions may change without notice.
Rates as of August 1, 2018*
For business loan rates, please contact a business lender.
• 2010-2012 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 1.00%
(Term up to 48 months)
• 2007-2009 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 2.00%
(Term up to 36 months)
| Unsecured Loans |
|---|
| Rates as low as 9.90%* |
| Platinum Credit Card | |
|---|---|
| Rewards | 9.90% |
| 6 month introductory APR on purchases - 1.99% | |
| Kwik Cash |
|---|
| 12.90% |
Mortgage and Home Equity Product Rates
We offer a variety of mortgage and home equity loan options including: • Fixed Rate Mortgages • Construction Loans • Adjustable Rate Mortgages • Home Equity Lines of Credit • Home Equity Loans • Lot/Land LoansMortgage & Home Equity Rates
Contact one of our mortgage professionals to answer any questions..
• Free pre-approvals • Free bi-weekly payments available • Local decision making & servicing • Conditions may apply
*Rates subject to change at any time. Interest on all accounts is accrued daily.
Checking and Savings Rates
For individual depositors as of August 1, 2018*
| Checking Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Checking Plus | .15% | .15% |
| Select Checking | .05% | .05% |
| Health Savings Accounts (HSA) | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| $25,000+ | 1.00% | 1.00% |
| $10,000-$24,999 | 1.00% | 1.00% |
| $2,500-$9,999 | .75% | .75% |
| $100-$2,499 | .50% | .50% |
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Regular Daily Savings & Kirby Savings | .25% | .25% |
| Holiday Club & Back to School Club | .25% | .25% |
| Open IRA | .25% | .25% |
*Rates subject to change at any time. Interest on all accounts is accrued daily.
Certificate and IRA Rates
For individual depositors as of August 10, 2018*
| $2,000 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .70% | .70% | 30 days |
| 6 Months | 1.20% | 1.19% | 90 days |
| $500 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | 1.75% | 1.74% | 180 days |
| 18 Months | 2.00% | 1.98% | 180 days |
| 24 Months | 2.25% | 2.23% | 270 days |
| 30 Months | 2.30% | 2.28% | 270 days |
| 36 Months | 2.55% | 2.53% | 365 days |
| 48 Months | 2.65% | 2.62% | 365 days |
| 60 Months | 2.90% | 2.87% | 365 days |
| Special Offer - Certificates of Deposit | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 19 Months | 2.25% | 2.23% | 270 days |
| 54 Months | 3.00% | 2.97% | 365 days |
| $5,000 minimum deposit | *For a limited time only | ||
*Rates subject to change at any time. Interest on all accounts is accrued daily. APY = Annual Percentage Yield. Penalty for early withdrawal. Certificate Specials valid starting November 1, 2017 with a $5,000 minimum balance requirement.
Deposit Rates for Business Accounts
For individual depositors as of August 10, 2018*
| Checking Accounts | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | ||
| Business Checking Plus According to the Average Collected Monthly Balance |
|||
| $50,000+ | .30% | .30% | |
| $25,000-$49,999 | .20% | .20% | |
| $2,500-$24,999 | .10% | .10% | |
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Business Savings | .10% | .10% |
| Certificates of Deposit $2000 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .70% | .70% | 30 days |
| 6 Months | 1.20% | 1.19% | 90 days |
| Certificates of Deposit $500 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | 1.75% | 1.74% | 180 days |
| 24 Months | 2.25% | 2.23% | 270 days |
| Special Offer - Certificates of Deposit | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 19 Months | 2.25% | 2.23% | 270 days |
| 54 Months | 3.00% | 2.97% | 365 days |
| $5,000 minimum deposit | *For a limited time only | ||
*Rates subject to change at any time. Interest on all accounts is accrued daily. APY = Annual Percentage Yield. Penalty for early withdrawal. Certificate Specials valid starting November 1, 2017 with a $5,000 minimum balance requirement.
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You are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.
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