Business Development Support TeamLearn More
As a member of a credit union, you are an owner. You have a share in our future. 
At Fox Communities, our lending decisions are made right here - locally. 
We provide the right services for you to manage your money. 
Fox Communities Credit Union is committed to the financial education of our members. 
For over 75 years, we've been here, in your neighborhood. We're friends and we're family. 
Loan Rates
Fox Communities Credit Union has adopted a “merit based” system for determining rates. This means the better your credit experience, the lower your rate. Unless otherwise noted, the rates below are our best available. All rates listed are Annual Percentage Rate (APR).
Rates effective September 1, 2016 to September 30, 2016.
• 2008-2010 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 1.25%
(normal max. term 48 months)
• 2005-2007 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 2.25%
(normal max. term 36 months)
• Collateral older than model year listed will receive the unsecured rate.
| Platinum Credit Card | |
|---|---|
| Rewards | 9.90% |
| 6 month introductory APR on purchases - 1.99% | |
| Kwik Cash |
|---|
| 12.90% |
| Unsecured Loans | ||
|---|---|---|
| Base Rate | w/ Autopay | w/ Direct Deposit of Payroll to Fox checking & autopay |
| 10.40% | 10.15% | 9.90% |
Mortgage Rates
We offer a variety of mortgage loan options to choose from, including fixed rate mortgages, adjustable rate mortgages, and lot/land loans. Call or email one of our mortgage professionals to answer any questions or to ask for advice. To view our mortgage rates click here. • Free pre-approvals • Free bi-weekly payments available • Local decision making & servicing • Conditions may apply| Construction Loan: 6 month interest only | |
|---|---|
| No Points | 3.99% |
*Higher Loan to Value options available.
| Home Equity Line of Credit: Loan to Value 80% or less* |
|---|
| Starting rate equal to prime interest rate. Current prime interest rate is 3.50% with a floor rate of 3.25, adjusted quarterly. |
*Higher Loan to Value options available.
| Lot Loans - Loan to Value 80% or less: Excludes Purchases | |||
|---|---|---|---|
| Base Rate | w/ Autopay | w/ direct deposit of payroll to Fox checking & autopay |
|
| 2 Year Balloon | 3.99% | 3.74% | 3.49% |
| 3 Year Balloon | 4.49% | 4.24% | 3.99% |
Checking and Savings Rates
For individual depositors as of September 1, 2016*
| Checking Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Checking Plus | .15% | .15% |
| Select Checking | .05% | .05% |
| Health Savings Accounts (HSA) | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| $25,000+ | 1.00% | 1.00% |
| $10,000-$24,999 | 1.00% | 1.00% |
| $2,500-$9,999 | .75% | .75% |
| $100-$2,499 | .50% | .50% |
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Regular Daily Savings & Kirby Savings | .25% | .25% |
| Christmas Club & Back to School Club | .25% | .25% |
| Open IRA | .25% | .25% |
*Rates subject to change at any time. Interest on all accounts is accrued daily. Business depositors please click here for available rates.
Certificate and IRA Rates
For individual depositors as of September 1, 2016*
| $2,000 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .20% | .20% | 30 days |
| 6 Months | .35% | .35% | 90 days |
| $500 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | .65% | .65% | 180 days |
| 18 Months | .85% | .85% | 180 days |
| 24 Months | 1.00% | 1.00% | 270 days |
| 30 Months | 1.05% | 1.05% | 270 days |
| 36 Months | 1.15% | 1.14% | 365 days |
| 48 Months | 1.30% | 1.29% | 365 days |
| 60 Months | 1.40% | 1.39% | 365 days |
*Rates subject to change at any time. Interest on all accounts is accrued daily. Business depositors please click here for available rates.
Deposit Rates for Business Accounts
For individual depositors as of September 1, 2016*
| Checking Accounts | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | ||
| Business Checking Plus According to the Average Collected Monthly Balance |
|||
| $50,000+ | .20% | .20% | |
| $25,000-$49,999 | .10% | .10% | |
| $2,500-$24,999 | .05% | .05% | |
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Business Savings | .10% | .10% |
| Certificates of Deposit $2000 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .20% | .20% | 30 days |
| 6 Months | .35% | .35% | 90 days |
| Certificates of Deposit $500 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | .55% | .55% | 180 days |
| 24 Months | .75% | .75% | 270 days |
*Rates subject to change at any time. Interest on all accounts is accrued daily.
Attention
You are about to leave Fox Communities Credit Union's Website
Any external site listed here is not under the control of Fox Communities Credit Union, and The Credit Union makes no representation concerning the content of this site, nor does a link serve as an endorsement by Fox Communities Credit Union of any site. Fox Communities CU does not represent either the third party or the member if the two enter into a transaction.
Please note that when you exit our site, our Privacy Policy is no longer in effect. Privacy and security policies may differ from those practiced by the Credit Union.
Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.
CONTINUE
Attention
You are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.
CONTINUE