Rates

Rates

Loan Rates

Fox Communities Credit Union has adopted a “merit based” system for determining rates. This means the better your credit experience, the lower your rate. Unless otherwise noted, the rates below are our best available. All rates listed are Annual Percentage Rate (APR).

Rates effective August 1, 2016 to August 31, 2016.

Vehicles, Boats, Campers, ATVs, Motorcycles, Snowmobiles, Stocks & Share Secured
Terms Base Rate w/ Autopay w/ Direct Deposit of Payroll to
Fox Checking & autopay
2011 & Newer:
up to 36 Months
2.49% 2.24% 1.99%
2011 & Newer:
37-48 Months
2.74% 2.49% 2.24%
2011 & Newer:
49-60 Months
2.99% 2.74% 2.49%
2014 & Newer:
61-72 Months
2.99% 2.74% 2.49%
2011 - 2013:
61-72 Months
3.74% 3.49% 3.24%

2008-2010 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 1.25%
(normal max. term 48 months)

2005-2007 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 2.25%
(normal max. term 36 months)

• Collateral older than model year listed will receive the unsecured rate.

Platinum Credit Card
Premier 9.90%
Rewards 10.90%
Kwik Cash
12.90%
Unsecured Loans
Base Rate w/ Autopay w/ Direct Deposit of Payroll to
Fox checking & autopay
10.40% 10.15% 9.90%

Mortgage Rates

We offer a variety of mortgage loan options to choose from, including fixed rate mortgages, adjustable rate mortgages, and lot/land loans. Call or email one of our mortgage professionals to answer any questions or to ask for advice. To view our mortgage rates click here. • Free pre-approvals • Free bi-weekly payments available • Local decision making & servicing • Conditions may apply

Construction Loan: 6 month interest only
No Points 3.99%
Home Equity (closed end) - Loan to Value 80% or less*
Base Rate w/ Autopay w/ Direct Deposit of Payroll to
Fox checking & autopay
3 year balloon 3.006% 2.756% 2.506%
5 year balloon 3.498% 3.248% 2.998%
*Higher Loan to Value options available.
Home Equity Line of Credit: Loan to Value 80% or less*
Starting rate equal to prime interest rate. Current prime interest rate is 3.50% with a floor rate of 3.25, adjusted quarterly.
*Higher Loan to Value options available.
Lot Loans - Loan to Value 80% or less: Excludes Purchases
Base Rate w/ Autopay w/ direct deposit of payroll to
Fox checking & autopay
2 Year Balloon 3.99% 3.74% 3.49%
3 Year Balloon 4.49% 4.24% 3.99%

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You are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.

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