Search
Click here for mobile menu
Business Development Support TeamLearn More
As a member of a credit union, you are an owner. You have a share in our future. 
At Fox Communities, our lending decisions are made right here - locally. 
We provide the right services for you to manage your money. 
Fox Communities Credit Union is committed to the financial education of our members. 
For over 80 years, we've been here, in your neighborhood. We're friends and we're family. 
Loan Rates
Fox Communities Credit Union uses a “merit based” system for determining loan rates. *The "as low as APR (Annual Percentage Rate)” is determined by creditworthiness, account relationship, and collateral. All rates, terms, and conditions may change without notice. All loans subject to approval and eligibility.
Rates as of October 1, 2018**
For business loan rates, please contact a business lender.
• 2010-2012 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 1.00%
(Term up to 48 months)
• 2007-2009 Vehicles, Boats, Campers, ATVs, Motorcycles & Snowmobiles = Above Rate + 2.00%
(Term up to 36 months)
*"As low as APR (Annual Percentage Rate)" is determined by creditworthiness, account relationship, and collateral.
| Unsecured Loans |
|---|
| Rates as low as 9.90%* |
| Platinum Rewards Credit Card | |
|---|---|
| Rates as low as 9.90%* | |
| 6 month introductory APR on purchases - 1.99% | |
| Kwik Cash |
|---|
| 12.90% |
*"As low as APR (Annual Percentage Rate)" is determined by creditworthiness, account relationship, and collateral.
Mortgage and Home Equity Product Rates
We offer a variety of mortgage and home equity loan options including: • Fixed Rate Mortgages • Construction Loans • Adjustable Rate Mortgages • Home Equity Lines of Credit • Home Equity Loans • Lot/Land LoansMortgage & Home Equity Rates
Contact one of our mortgage professionals to answer any questions..
• Free pre-approvals • Free bi-weekly payments available • Local decision making & servicing • Conditions may apply
**Rates subject to change at any time. Interest on all accounts is accrued daily.
Checking and Savings Rates
For individual depositors as of October 1, 2018*
| Checking Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Checking Plus | .15% | .15% |
| Select Checking | .05% | .05% |
| Health Savings Accounts (HSA) | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| $25,000+ | 1.00% | 1.00% |
| $10,000-$24,999 | 1.00% | 1.00% |
| $2,500-$9,999 | .75% | .75% |
| $100-$2,499 | .50% | .50% |
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Regular Daily Savings & Kirby Savings | .25% | .25% |
| Holiday Club & Back to School Club | .25% | .25% |
| Open IRA | .25% | .25% |
*Rates and fees subject to change at any time. Interest on all accounts is accrued daily.
Certificate and IRA Rates
For individual depositors as of October 8, 2018*
| $2,000 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .70% | .70% | 30 days |
| 6 Months | 1.30% | 1.30% | 90 days |
| $500 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | 1.90% | 1.89% | 180 days |
| 18 Months | 2.10% | 2.08% | 180 days |
| 24 Months | 2.40% | 2.38% | 270 days |
| 30 Months | 2.50% | 2.48% | 270 days |
| 36 Months | 2.75% | 2.72% | 365 days |
| 48 Months | 2.80% | 2.77% | 365 days |
| 60 Months | 2.90% | 2.87% | 365 days |
| Special Offer - Certificates of Deposit | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 19 Months | 2.50% | 2.48% | 270 days |
| 54 Months | 3.00% | 2.97% | 365 days |
| $5,000 minimum deposit | *For a limited time only | ||
*Rates subject to change at any time. Interest on all accounts is accrued daily. APY = Annual Percentage Yield. Penalty for early withdrawal. Certificate Specials valid starting November 1, 2017 with a $5,000 minimum balance requirement.
Deposit Rates for Business Accounts
For individual depositors as of October 8, 2018*
| Checking Accounts | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | ||
| Business Checking Plus According to the Average Collected Monthly Balance |
|||
| $50,000+ | .30% | .30% | |
| $25,000-$49,999 | .20% | .20% | |
| $2,500-$24,999 | .10% | .10% | |
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Business Savings | .10% | .10% |
| Certificates of Deposit $2000 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .70% | .70% | 30 days |
| 6 Months | 1.30% | 1.29% | 90 days |
| Certificates of Deposit $500 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | 1.90% | 1.89% | 180 days |
| 24 Months | 2.40% | 2.38% | 270 days |
| Special Offer - Certificates of Deposit | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 19 Months | 2.50% | 2.48% | 270 days |
| 54 Months | 3.00% | 2.97% | 365 days |
| $5,000 minimum deposit | *For a limited time only | ||
*Rates and fees subject to change at any time. Interest on all accounts is accrued daily. APY = Annual Percentage Yield. Penalty for early withdrawal. Certificate Specials valid starting November 1, 2017 with a $5,000 minimum balance requirement.
Attention
You are about to leave Fox Communities Credit Union's Website
Any external site listed here is not under the control of Fox Communities Credit Union, and The Credit Union makes no representation concerning the content of this site, nor does a link serve as an endorsement by Fox Communities Credit Union of any site. Fox Communities CU does not represent either the third party or the member if the two enter into a transaction.
Please note that when you exit our site, our Privacy Policy is no longer in effect. Privacy and security policies may differ from those practiced by the Credit Union.
Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.
CONTINUE
Attention
You are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.
CONTINUE