Fox Communities Credit Union
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As a member of a credit union, you are an owner. You have a share in our future. 
At Fox Communities, our lending decisions are made right here - locally. 
We provide the right services for you to manage your money. 
Fox Communities Credit Union is committed to the financial education of our members. 
For over 80 years, we've been here, in your neighborhood. We're friends and we're family. 
Loan Rates
Rates as of July 28, 2020**
Fox Communities Credit Union uses a “merit based” system for determining loan rates. *Rates are our as low as APR (Annual Percentage Rate) determined by creditworthiness, account relationship, and collateral. All rates, terms, and conditions may change without notice. All loans subject to approval and eligibility.
For business loan rates, please contact a business lender.
| Vehicles, Boats, Campers & Motorcycles | |
|---|---|
|
2015 & Newer: up to 60 Months |
Rates as low as 2.74%* |
|
2018 & Newer: 61-72 Months |
Rates as low as 2.74%* |
|
2015 - 2017: 61-72 Months |
Rates as low as 3.24%* |
• 2012-2014 Vehicles, Boats, Campers & Motorcycles = Above Rate + 1.00%
(Term up to 48 months)
• 2009-2011 Vehicles, Boats, Campers & Motorcycles = Above Rate + 2.00%
(Term up to 36 months)
*"As low as APR (Annual Percentage Rate)" is determined by creditworthiness, account relationship, and collateral.
• 2012-2014 ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners = Above Rate + 1.00%
(Term up to 48 months)
• 2009-2011 ATVs, UTVs, Snowmobiles, Jet Skis, & Waverunners = Above Rate + 2.00%
(Term up to 48 months)
*"As low as APR (Annual Percentage Rate)" is determined by creditworthiness, account relationship, and collateral.
| Unsecured Loans |
|---|
| Rates as low as 9.90%* |
| Platinum Rewards Credit Card | |
|---|---|
| Rates as low as 9.90%* | |
| 6 month introductory APR on purchases - 1.99% | |
| Kwik Cash Line of Credit |
|---|
| 12.90% |
*"As low as APR (Annual Percentage Rate)" is determined by creditworthiness, account relationship, and collateral.
Mortgage and Home Equity Product Rates
We offer a variety of mortgage and home equity loan options including: • Fixed Rate Mortgages • Construction Loans • Adjustable Rate Mortgages • Home Equity Lines of Credit • Home Equity Loans • Lot/Land LoansMortgage & Home Equity Rates
Contact one of our mortgage professionals to answer any questions..
• Free pre-approvals • Free bi-weekly payments available • Local decision making & servicing • Conditions may apply
**Rates subject to change at any time. Interest on all accounts is accrued daily.
Checking and Savings Rates
For individual depositors as of July 28, 2020*
| Checking Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Fox Free Checking | N/A | N/A |
| Checking Plus | .15% | .15% |
| Select Checking | .05% | .05% |
| Civic Club Checking | N/A | N/A |
| Living and Funeral Trust | N/A | N/A |
| Health Savings Accounts (HSA) | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| $25,000+ | .75% | .75% |
| $10,000-$24,999 | .65% | .65% |
| $2,500-$9,999 | .55% | .55% |
| $100-$2,499 | .45% | .45% |
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Regular Daily Savings & Kirby Savings | .20% | .20% |
| Holiday Club & Back to School Club | .20% | .20% |
| Open IRA | .20% | .20% |
*Rates and fees subject to change at any time. Fees may reduce earnings on the account. Interest on all accounts is accrued daily. Business depositors please inquire with a Member Service Representative for available rates.
Certificate and IRA Rates
For individual depositors as of July 28, 2020*
| Special Offer - Certificates | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 13 Months | 1.30% | 1.29% | 180 days |
| $5,000 Minimum Balance | *Limited time offer | ||
| $2,000 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .30% | .30% | 30 days |
| 6 Months | .75% | .75% | 90 days |
| $500 Minimum Balance | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | .90% | .90% | 180 days |
| 18 Months | 1.00% | 1.00% | 180 days |
| 24 Months | 1.10% | 1.10% | 270 days |
| 30 Months | 1.20% | 1.19% | 270 days |
| 36 Months | 1.30% | 1.29% | 365 days |
| 48 Months | 1.35% | 1.34% | 365 days |
| 60 Months | 1.40% | 1.39% | 365 days |
*Rates, terms, and fees subject to change at any time. Dividends accrue daily. Early withdrawal penalties may apply. Fees may reduce earnings. Business depositors please inquire with a Member Service Representative for available rates.
Deposit Rates for Business Accounts
For Business depositors as of July 28, 2020*
| Special Offer - Certificates | |||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 13 Months | 1.30% | 1.29% | 180 days |
| $5,000 Minimum Balance | *Limited time offer. | ||
| Savings Accounts | ||
|---|---|---|
| Annual Percentage Yield | Dividend Rate | |
| Regular Business Savings | .05% | .05% |
| Certificates $2000 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 3 Months | .30% | .30% | 30 days |
| 6 Months | .75% | .75% | 90 days |
| Certificates $2,000 Minimum Balance |
|||
|---|---|---|---|
| Annual Percentage Yield | Dividend Rate | Early Withdrawal Penalty | |
| 12 Months | .90% | .90% | 180 days |
| 24 Months | 1.10% | 1.10% | 270 days |
*Rates and Terms subject to change at any time. Dividends accrue daily. Early withdrawal penalties may apply. Fees may reduce earnings.
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You are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.
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