The Smart Option Student Loan® by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

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The Smart Option Student Loan features and benefits:

• Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
• No origination fee and no prepayment penalty
• Benefits and an interest rate reduction available
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify
• 100% US-based Student Loan Specialists

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*Fox Communities Credit Union is compensated for the referral of Smart Option Student Loan customers

As a result of the enacted Health Care and Education Affordability reconciliation Act of 2010 (H.R. 4872), the Federal Family Educational Loan (FFEL) Program has been eliminated.  Private lenders, like Fox Communities Credit Union no longer have a role in originating or funding federal Stafford, PLUS, or Consolidation loans.  As of July 1, 2010 all new federal student loans will be issued via the William D. Ford Direct Loan Program.  Contact your school’s financial aid office for more information.

For questions or service related to an existing Federal Family Educational Loan secured through Fox Communities Credit Union, contact our chosen servicer, Great Lakes at 1-800-236-4300 or www.mygreatlakes.org.

If you’re looking for student aid to help pay for college, visit fafsa.ed.gov.