As a member of a credit union, you are an owner. You have a share in our future. 
At Fox Communities, our lending decisions are made right here - locally. 
We provide the right services for you to manage your money. 
Fox Communities Credit Union is committed to the financial education of our members. 
For over 75 years, we've been here, in your neighborhood. We're friends and we're family. 
If you want to buy a home and have a steady income and good credit, Fox Communities Credit Union and the Federal Home Loan Bank of Chicago can help.
Through the Down Payment Plus® Program*, up to $6,000 may be available to eligible home buyers in 2017 to use toward down payment and closing costs. Ask one of our loan officers today about the Down Payment Plus Program® to see if you are eligible.
Home buyers must meet income eligibility requirements and:
• Contribute at least $1,000 to the purchase of the home
• Participate in home buyer and financial literacy counseling
• Live in the home as your primary residence
Fox Communities Credit Union is committed to helping our neighbors.
We can help you lower your borrowing costs if you qualify for the Down Payment Plus Program®. In 2017 for the purchase of a home, you could receive the lessor of $6,000 or 3X your net contribution, as shown in the chart below.
| Home Buyer Net Contribution | Maximum Funds Eligible to Receive |
| $1,000 | $3,000 |
| $1,500 | $4,500 |
| $2,000 | $6,000 |
Federal Home Loan Bank of Chicago is one of 11 U.S. Government sponsored banks that provide services to financial institutions (not individuals). Fox Communities Credit Union is part owner of this unique entity and allows us to bring this program to you, our members.
* Down Payment Plus® is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Please see the Federal Home Loan Bank of Chicago’s website at www.fhlbc.com for complete requirements. “Down Payment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago.
Funds for the program are limited and will be awarded on a first come-first serve basis until all funds have been used for the calendar year.
Equal Housing Opportunity Lender.
Additional Banking Resources
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