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Bi-Weekly Payments

Bi-Weekly Payments

Save time and money on your loan by making bi-weekly payments!*

It’s easy! Divide your current monthly payment in half and pay that amount every two weeks. Learn more here:

With Bi-weekly Payments:

  • 26 half-payments are made each year rather than 12 full payments, resulting in one full extra payment to the loan each year.
  • Principal balance is reduced every two weeks instead of monthly
  • The lifespan of your loan is reduced.

 The chart below illustrates your savings by using the bi-weekly payment option.

Home Loan Amount Payment Re-paid In Interest Savings!
$100,000 $521.65 30 Years $87,794 N/A
$100,000 $261.00 Bi-weekly 25 Years, 4 Months $58,688 $29,106 in interest and
4.5 years of payments
$100,000 $300.00 Rounded up to the nearest $100 19 Years,
9 Months
$42,200 $45,594 in interest and over 10 years in payments
All calculations are based on a 30 year fixed rate home loan at 4.75%APR.
APR=annual percentage rate. Rates subject to change and may be based on credit score. *Certain restrictions apply.

Contact us today to find out how you can begin making bi-weekly payments with your loans at Fox.

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