Returning Users:
Buying your first home or simply the home of your dreams? We have the people and programs to get you “the one” faster — as in, within 30 days1 of completing your application.
Expert mortgage lenders who average 20 years experience
Online loan applications and approvals | Get pre-qualified within one business day
Loan decisions made locally, with faster responses | Close within 30 days of accepted offer
Over 20 locations to serve you
When it’s time to decide on your dream home, you need a mortgage partner who can make it happen. At Fox, you come first.
Know what to expect, from application through closing. Our knowledgeable mortgage lenders work hard to make the mortgage process easier to understand—and get you the right program for your needs and budget. Fox Communities also offers:
Down payments as low as 3%
Fixed Rate and Adjustable Rate Mortgages (ARMs)
Biweekly payment options
Online loan management
Down payment plus program2 – up to $6000 may be available for the purchase of your home.
If you think home ownership is beyond your reach, we’re here to tell you we’ve got mortgage solutions to fit your budget, your needs, and your dreams. And if you’re a first-time home buyer, our mortgage experts will walk you through our mortgage options tailor-made for first-time homeowners – including a 7-year Adjustable Rate Mortgage2, a 10-year Adjustable Rate Mortgage3, and a 30-year Fixed-Rate Mortgage.4 All our first-time home buyer mortgage options are exclusive to those who have not owned a home in the last three years, and feature:
Low down payment options
Reduced mortgage insurance costs
Reduced closing costs
We can make that happen, too. See if our Single-Close Construction Loan is right for you.
Learn more about our Extended Rate Lock Program. Have questions? Please contact us and we’ll be happy to help!
Term2 |
Interest Rate |
APR* |
Payment Amount |
Years |
7/1 ARM |
5.500% | 6.541% |
$1,022.02 |
1-7 |
7/1 ARM
|
7.49% |
7.513% |
$1,261.21 |
8+ |
Term2 |
Interest Rate |
APR |
Payment Amount |
Years |
10/1 ARM |
6.125% | 6.667% |
$1,093.70 |
1-10 |
10/1 ARM |
7.49% |
7.513% |
$1,216.60 |
11+
|
Term3 |
Interest Rate |
APR |
Payment Amount |
Years |
30-Year Fixed |
6.125% | 6.36% |
$1,093.70 |
30 |
Any external site listed here is not operated or under the control of Fox Communities Credit Union (FCCU). By clicking on CONTINUE below, you will access a third-party site that is not operated by FCCU. FCCU is not responsible for the content of the third-party website. FCCU does not represent either you, or the website operator, if you enter into a transaction.
Please note that when you exit our site, our Privacy and security policy is no longer in effect. Privacy and security policies may differ from those practiced by FCCU and you should review the alternate websites' policies. You may cancel moving to the third party website by clicking on "X" to stay on www.foxcu.org
CONTINUEYou are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.
CONTINUE