If you're looking to reestablish your credit and raise your credit score, getting a Fox Secured Credit Card is a great way to start.

Rebuild your credit

Pay your Fox Secured Credit Card bills responsibly to rebuild your credit. 

No fee cash advances and balance transfers

Use online banking or Fox's mobile app2 to transfer funds from your credit card into your checking or savings account.

No annual fee1

Annual fees aren't welcome in these parts.

Improving or rebuilding your credit is like giving your financial future a makeover. When your credit score is in good shape, it opens doors to a world of possibilities. Better interest rates on loans, easier approval for mortgages, lower insurance premiums, and more.

Sometimes it seems like the only things life throws at you are roadblocks and curve balls. When that happens financially, your credit score is going to take a hit. But that doesn’t mean you’re out of options. It just means it’s time to start rebuilding your credit with our Fox Secured Credit Card. Your Fox Secured Credit Card relies on a secured share account from Fox Communities Credit Union, where you'll need to place an initial deposit matching your credit line as collateral for as long as the account remains active - starting at just $300.00.

Along with the opportunity to repair your credit, you'll receive:

  • No fee cash advances and balance transfers.
  • No annual fee.1
  • Reports to all three credit bureaus.

Please review the link below for pricing and complete details in the credit card disclosure.

View Credit Card Disclosure

Additional Credit Card Benefits

Not only do Fox credit cards provide financial flexibility but they also offer a suite of exclusive benefits. Experience the convenience of our credit cards with the added assurance of these valuable perks, designed to elevate your financial experience. Read the VISA benefits guide for full details. 

  • Auto Rental Coverage
  • Extended Warranty Program
  • Hotel Theft Protection
  • Baggage Delay Reimbursement
  • Trip Cancellation/Trip Interruption
  • Trip Delay Reimbursement
  • Lost Luggage Reimbursement
  • Roadside Dispatch
  • $500,000 Travel Accident Insurance

7 Ways to Build and Maintain Good Credit

  1. Pay your bills on time
  2. Length of your credit history
  3. Keep your credit utilization low
  4. Don't open a large amount of credit cards at one time
  5. Have a variety of credit: a mix of credit cards, installment loans, and even utility bills
  6. Try not to carry a balance
  7. Monitor your credit

Watch the video to learn more!

Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Wisconsin.

Run the Numbers

1

Fox Secured rate is variable and based on the Prime Rate (currently 8.50% as of 11.22.2023), plus a margin of 11.49% for purchases; and 13.49% for cash advances and balance transfers. The APR may increase or decrease as identified by the Wall Street Journal ‘Prime Rate’. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. APR is based on creditworthiness at the time the account is the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For additional information, see a Fox team member or refer to your Credit Card Account disclosure for complete details and applicable fees.

2

Fox’s mobile banking app is free; however, your mobile carrier’s message and data rates may apply. Contact your service provider for details.