Are you venturing into the world of revolving credit for the first time?
Build & establish credit
Pay your Fox First Rewards credit card bills responsibly to build and establish credit.
Earn points, redeem for rewards
Earn 1 uChoose rewards point per $1 spent using your Fox First Rewards credit card and redeem with Amazon & Paypal Pay with Points, cash back (as a statement credit), merchandise, gift cards, and travel!
No annual fee1
You won't find any of those here.
When you’re ready to take your first steps out into the big, wide world of financial freedom, you'll want to have a credit card you can trust. A card with strong security, rewards and access to the credit you need for all your purchases. Our Fox First Rewards Credit Card does just that, with features tailored to those who are just starting out building credit.
Along with the opportunity to build credit, you'll receive:
- One uChoose Rewards point per dollar spent.
- No fee cash advances and balance transfers.
- No annual fee.1
Additional Credit Card Benefits
Not only do Fox credit cards provide financial flexibility but they also offer a suite of exclusive benefits. Experience the convenience of our credit cards with the added assurance of these valuable perks, designed to elevate your financial experience. Read the VISA benefits guide for full details.
- Auto Rental Coverage
- Extended Warranty Program
- Hotel Theft Protection
- Baggage Delay Reimbursement
- Trip Cancellation/Trip Interruption
- Trip Delay Reimbursement
- Lost Luggage Reimbursement
- Roadside Dispatch
- $500,000 Travel Accident Insurance
Please review the link below for pricing and complete details in the credit card disclosure.
Using Your Credit Card
The key to a successful partnership with your credit card is to pay it in full on time. Paying in full and on time is a simple rule to remember, but there are a few things you need to be aware of in order to follow it successfully. Use the following questions as a guide to using your credit card with confidence.
- Do you currently have credit card debt?
- Do you know when your billing cycle opens and closes?
- Do you know your payment due date?
- Do you have an emergency fund?
Watch the video to learn more about this approach and gain the knowledge you need for a successful partnership with your credit card.
So... what's a credit score and why is it important?
A credit score is a number (usually between 300 and 850) that represents your creditworthiness. It’s a standardized measurement that financial institutions and credit card companies use to determine risk level when considering issuing you a loan or a credit card. Basically, it provides a snapshot of how likely you are to repay your debts on time. Having a good credit score is important because it can mean lower interest rates on loans and other forms of credit.
Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Eastern Wisconsin, including Appleton, Green Bay, Oshkosh, Manitowoc, and New London.
Run the Numbers
Resources & Education.
We won't try to tell you how to live or what to do with your money, but we are here to make sure you have solid information to make the right decisions for you.
Fox BlogStay in the know about what's happening at Fox, with additional articles to help shape your financial future.
Financial EducationExplore helpful resources and information for all ages to enhance your finances.
Fraud & SecurityExplore resources for fraud prevention, identity protection, online safety, and more.
Financial CalculatorsRun the numbers when you're weighing your options to make important financial decisions.
Solutions FinderGet personalized product, service and resource recommendations based on your unique financial goals and lifestyle.
Community InvolvementOur roots run deep in our Wisconsin communities. We're always looking for ways to give back to our neighbors.
GreenPath™ Financial WellnessTake the road to financial well-being with GreenPath™ Financial Wellness.
Fox First Rewards rate is variable and based on the Prime Rate (currently 8.50% as of 11.22.2023), plus a margin of 7.49% for purchases; and 9.49% for cash advances and balance transfers. The APR may increase or decrease as identified by the Wall Street Journal ‘Prime Rate’. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 20%. Any increase will lengthen the time it takes to pay off your loan. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For additional information, see a Fox team member or refer to your Credit Card Account disclosure for complete details and applicable fees.