A low competitive interest rate while earning rewards points? Your search stops here.

Low introductory rate

5.99% APR1 on purchases for six months from account opening date, thereafter variable APR will apply - please view the credit card disclosure

Earn points, redeem for rewards

Earn 1 uChoose rewards point per $1 spent using your Fox Best Rate credit card and redeem with Amazon & Paypal Pay with Points, cash back (as a statement credit), merchandise, gift cards, and travel!

No annual fee1

You won't find any of those here.

Earning uChoose Rewards points isn't the only benefit that comes with the Fox Best Rate Credit Card. There's so much more to see below.

How do you use your credit card? Do you typically carry a balance? Is it a tool to pay for emergencies you don’t have the cash for, thereby paying off your balance a little at a time each month? Is it there for cash advances when you’re strapped for cash? Is it a tool to consolidate high-interest debt onto a low-interest card via balance transfers? If you said yes to any or all of these questions, our Fox Best Rate Credit Card is the card you’re going to want in your wallet.

You can't go wrong with:

  • A low introductory rate on new cards.1
  • No fee cash advances and balance transfers.
  • Earning one uChoose Rewards point per dollar spent.
  • No annual fee.1

Please review the link below for pricing and complete details in the credit card disclosure.

View Credit Card Disclosure

Additional Credit Card Benefits

Not only do Fox credit cards provide financial flexibility but they also offer a suite of exclusive benefits. Experience the convenience of our credit cards with the added assurance of these valuable perks, designed to elevate your financial experience. Read the VISA benefits guide for full details. 

  • Auto Rental Coverage
  • Extended Warranty Program
  • Hotel Theft Protection
  • Baggage Delay Reimbursement
  • Trip Cancellation/Trip Interruption
  • Trip Delay Reimbursement
  • Lost Luggage Reimbursement
  • Roadside Dispatch
  • $500,000 Travel Accident Insurance

Fox Communities Credit Union is a full-service, not-for-profit financial institution serving members throughout Wisconsin.

Run the Numbers


Fox Best Rate intro 5.99% APR is available to new account holders on purchases for six months from the account opening date, after that, your standard APR will be 11.99% to 19.99% and may vary with the market based on the Prime Rate (currently 8.50% as of 11.22.2023). The APR may increase or decrease as identified by the Wall Street Journal ‘Prime Rate’. The APR will be equal to the Prime Rate plus a margin of 3.49% to 11.49% for purchases; and 5.49% to 13.49% for cash advances and balance transfers. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. APR is based on creditworthiness at the time the account is established. No annual membership fee, cash advance or balance transfer fee. A foreign transaction fee is 1% of each transaction in US dollars. For additional information, see a Fox team member or refer to your Credit Card Account disclosure for complete details and applicable fees.