General Fees

• Transfers: Free with 24 Hour Electronic Teller and Digital Banking
• Copy of a Statement: $2.00 per statement, Free using eStatements
• Account Research and Balancing: $15.00 per hour
• Stop Payments: $20 per item (single check, series of checks, one time ACH or reoccurring ACH)
• Returned Deposit Item*: $8.00 per item
• Dormant Account: $5.00 per month (no deposits or withdrawals for 12 months and combined total account balances are less than $100.00)
• Invalid Address: $2.00 per month (when address on file is incorrect)

Savings Fees

• Overdraft Transfer: $10.00 per item
  (transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF): $26.00 per item
• ATM Cash Withdrawals at Fox Communities Machines: Unlimited free
• ATM Cash Withdrawals at non Fox Communities Machines**: Four free per month, $1.00 thereafter

Checking Fees

Fox Free Checking (Non-Interest Bearing)

• Overdraft Transfer: $10.00 per item
  (transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF): $26.00 per item
• Online Bill Pay: Free
• Copy of a Cancelled Check: $2.00 (Free using Digital Banking)
• Stop Payments: $20 per item (single check, series of checks, one time ACH or reoccurring ACH)
• ATM Cash Withdrawals at Fox Communities Machines: Unlimited free
• ATM Cash Withdrawals at non Fox Communities Machines**: Four free per month, $1.00 thereafter

Checking Plus & Select Checking (Interest Bearing)

• Overdraft Transfer: $10.00 per item
  (transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF): $26.00 per item
• Online Bill Pay: Free
• Copy of a Cancelled Check: $2.00 (Free using Digital Banking)
• Stop Payments: $20 per item (single check, series of checks, one time ACH or reoccurring ACH)
• ATM Cash Withdrawals at Fox Communities Machines: Unlimited free
• ATM Cash Withdrawals at non Fox Communities Machines**: Four free per month, $1.00 thereafter

Civic Club Checking

• Overdraft Transfer: $10.00 per item
  (transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF): $26.00 per item
• Online Bill Pay: Free
• Copy of a Cancelled Check: $2.00 (Free using Digital Banking)
• Stop Payments: $20 per item (single check, series of checks, one time ACH or reoccurring ACH)
• ATM Cash Withdrawals at Fox Communities Machines: Unlimited free
• ATM Cash Withdrawals at non Fox Communities Machines: Four free per month, $1.00 thereafter
  (Additional surcharges may be assessed by machine owners)
  Visit www.allianceone.coop for a listing of surcharge free ATMs.

*Returned Deposit Item: A check that was deposited that was returned unpaid.
**Additional surcharges may be assessed by machine owners.  Visit www.allianceone.coop for a listing of surcharge frees ATMs.