General Fees

• Transfers – Free through 24 Hour Electronic Teller and Online Banking
• Telephone Transfers – Two free per month, $2.00 thereafter
• Copy of a Statement – $2.00 per statement, Free using eStatements
• Account Research and Balancing – $15.00 per hour
• Stop Payments (all items) – $17.00 per item
• Returned Deposit Item* – $8.00 per item
• Dormant Account – $5.00 per month
  (No deposits or withdrawals for 12 months and combined total account balances are less than $100.00)
• Undeliverable Statement – $25.00 per year
  (Unable to deliver account statement for 12 months)
• Check Cashing Fee – $2.00 per check
  (Fee waived with combined total account balances of $100.00, a loan or credit card)

Savings Fees

• Overdraft Transfer – $7.00 per item
  (Transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF) – $26.00 per item
• ATM Cash Withdrawals at FCCU Machines – Unlimited free
• ATM Cash Withdrawals at non FCCU Machines** – Four free per month, $1.00 thereafter

Checking Fees

Fox Free Checking (Non-Interest Bearing)

• Overdraft Transfer – $10.00 per item
  (Transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF) – $26.00 per item
• Copy of a Cancelled Check – $2.00 (Free using Online Banking)
• Stop Payment – $17.00 per check; $25.00 for a series of checks
• ATM Cash Withdrawals at FCCU Machines – Unlimited free
• ATM Cash Withdrawals at non FCCU Machines** – Four free per month, $1.00 thereafter

Checking Plus & Select Checking (Interest Bearing)

• Overdraft Transfer – $7.00 per item
  (Transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF) – $26.00 per item
• Copy of a Cancelled Check – $2.00 (Free using Online Banking)
• Stop Payment – $17.00 per check; $25.00 for a series of checks
• ATM Cash Withdrawals at FCCU Machines – Unlimited free
• ATM Cash Withdrawals at non FCCU Machines** – Four free per month, $.50 thereafter

Civic Club Checking

• Overdraft Transfer – $10.00 per item
  (Transfer of funds from one account to another to cover an overdraft)
• Non-Sufficient Funds (NSF) – $26.00 per item
• Online Bill Pay – Free first month, then $4.95/month and $.45 per transaction
• Copy of a Cancelled Check – $2.00 (Free using Online Banking)
• Stop Payment – $17.00 per check; $25.00 for a series of checks
• ATM Cash Withdrawals at FCCU Machines – Unlimited free
• ATM Cash Withdrawals at non FCCU Machines – Four free per month, $1.00 thereafter
  (Additional surcharges may be assessed by machine owners)
  Visit www.allianceone.coop for a listing of surcharge free ATMs.

*Returned Deposit Item: A check that was deposited that was returned unpaid.
**Additional surcharges may be assessed by machine owners.  Visit www.allianceone.coop for a listing of surcharge frees ATMs.