2023 Annual Report


We have a passion for helping people in our communities.


We partner with our members, communities and Fox Family to build stronger financial futures.


We will embrace our organizational evolution to create a lasting member experience that exceeds expectations by ensuring our team is exceptional, has the tools to succeed and is shown the love, value and respect they deserve.

A Special Message from the President/CEO and Board Chair

Chris Allen and Rich Scott

As a member and owner of Fox Communities Credit Union, you deserve a financial partner that truly understands you, your needs and always puts you first. Ensuring exceptional service to you, both now and in the future, is very important to us. In 2023, this was our focus, building a culture where we go above and beyond for each other. This started with internal initiatives to grow and develop our teams and team members, and extended to growing and developing our products and services to better meet your needs. And it’s not just about saying we provide exceptional service or great rates. It’s about the actions we take, the decisions we make and how we approach every day to help you make life happen and to help our communities thrive. 

This focus benefited our 129,826 members of Fox in our communities. In addition, Forbes named Fox the best credit union in northeast Wisconsin. 

Furthermore, while continuously improving how we serve you, we're committed to enhancing our technology and products as well. Our new website is user-friendly with easy navigation and search tools for seamless access to the information you need and want. Based on your feedback, we made it more convenient to deposit cash or checks at our ATMs—a hit among our membership. Additionally, we streamlined the online process for you to easily add transactional and deposit accounts to your membership. For anyone wanting to become a new member of Fox, we launched online account opening through our new website. Our ongoing projects aim to make managing finances with us as inclusive and welcoming as possible. 

In 2024, continuing to build strong and genuine relationships to support you and our communities will be at the heart of all we do, because we know relationships matter. As we grow on this journey together, we look forward to creating more meaningful connections, memorable experiences and delivering value to help you achieve your financial and life goals. From all of us here at Fox, thank you for your continued trust in us. Here’s to a strong 2024!

Statement of Financial Condition

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Helping Members Make Life Happen for Generations

The meaning behind our mission has remained the same since we started in 1937—helping members make life happen by owning every request and delivering our best.

Learn about Fox's history.


Total Members


Best Credit Union in Northeast Wisconsin and 3rd Best Credit Union in Wisconsin

Fox Cities Chamber

PULSE Champion of Young Professionals

The Bay Community’s Choice

Best Credit Union for the 3rd Year in a Row in Green Bay

The Fox Difference iconThe Fox Difference

Here's the bottom line: Fox isn't a bank with customers. We offer similar services, but with one huge difference—you, our member. Other financial institutions may exist to make profits for their shareholders. Credit unions like Fox are not-for-profit, and our mission is to partner with our members, communities and Fox Family to build stronger financial futures.

Members at Fox Communities Credit Union

$420,000 Downpayment Plus Program

Financial assistance for downpayment and closing costs to ease the path to homeownership

464 Team Members

Dedicated to helping you make life happen and creating a lasting member experience

4,416 Unsecured Personal Loans

Members achieved goals from debt consolidation to home transformations and beyond

298 First-Time home Buyer Loans

Members receive lower down payments, reduced closing costs and more affordable home insurance

$202 Million in Business Loans

Experienced financial partners to take business members to the next level with everything from lending to treasury management

$447,323 Total payout on member balances and $68,555 Non-Fox ATM fees refunded to members

Fox Rewards Checking: an account that rewards our members with more money back than ever

financial well-being iconPrioritizing the Financial Well-Being of Members and Team Members

To fulfill our mission of helping build stronger financial futures, we continue to make significant investments in our three pillars of financial well being; financial wellness, financial education and our products and services.

Financial Radio Show Team

50 Certified Credit Union Financial Counselors

Empowering our team with the knowledge to be the reason our members thrive

10,000+ Credit Report Reviews for New Members

Personalized credit report reviews also came with education and coaching

78 Credit Building Credit Cards

In December, we launched two credit cards aimed to help (re)build credit

21 Free Financial Education Events

Covering home buying, social security, retirement planning and more

345 Financial Health Checks

Our member solutions team reached out to understand member financial situations and offer solutions

18 WHBY Radio Shows

Our team members share their expert financial insights and tips

Paying It Forward iconPaying it Forward to Enrich Lives and Strengthen Communities

Our roots extend far and wide, establishing a strong partnership with the communities we proudly call home. Our commitment to our neighbors goes beyond a donation check or financing—it’s about creating genuine relationships and giving back. From sponsoring local charities to hosting community events and offering a helping hand, our dedication to making a meaningful impact is ingrained in our identity. It's not just what we do; it's who we are, driven by a passion for helping people in our communities.

Fox Volunteers

6,871 Team Member Volunteer Hours and 275 Team Members Volunteered

From Rebuilding Together to Feeding America, our team members love to pay it forward by volunteering their time at local nonprofits throughout the year

$ 475,739 Donated to Local Nonprofits and 199 Nonprofit Partnerships

Fostering partnerships with local nonprofits to make a positive difference in people’s lives enriches the communities that support them

8 Collections and Drives

Thanks to our members' generosity, we organized various collections and drives: Candy Bar Sales, Coats for Kids, Help for the Homeless, Pedal it Forward, Purple Light Project, Stock the Shelves, Toys for Tots and We Gotcha' Girl

Fox Cares FoundationAll Heart, No Profit

Established in 2016 to address hunger and homelessness while cultivating the arts. In 2023, Fox Cares Foundation supported 32  nonprofits, awarded $144,953 in grants, and fundraised $281,078! Learn more about Fox Cares Foundation.

Bike to the Beat logoBiking for Our Communities, Music and Fun

Since 2016, our annual Bike to the Beat event on the first Saturday in August has united thousands in pedal-powered fun, raising over $441,500 to support local causes. Participants enjoyed a family-friendly bicycle ride filled with live concert jams at rest stops, sipping local brews and savoring snacks from nearby restaurant vendors along the scenic route. Check out the Bike to the Beat website for more information. 

Band at Bike to the Beat

$94,000 Funds Raised and 50+ Businesses Helped Support this Event

All participant fees and their donations help fuel the Fox Cares Foundation

2,917 Participants and 19 States Represented

Cyclist of all abilities, ages and from various states gear up for this popular Northeast Wisconsin ride

21 Live Performances and 8 Rest Stops from Combined Locks to De Pere

Riders enjoyed live music at each rest stop, from solo acoustic sets to full bands

Board of Directors

Rich Scott, Chair
James Richardson, Vice Chair
Paul Sippl, Treasurer
Joanne Bogenschutz, Secretary
Martin Docter, Director
Jessica Fleek, Director
William Panella, Director
Michael Voelker, Director
Camille Zizzo, Director

Executive Leadership Team

Chris Allen, President/CEO
Melanie Draheim, Chief Marketing Officer
Kris Hackbarth-Horn, Chief People Officer
Kory Kitowski, Chief Information Officer
Adam Landsverk, Chief Lending Officer
Mitchell Musial, General Counsel
Tommie Preslaski, Chief Experience Officer
Niki Schaumberg, Chief Financial Officer