Credit Union Difference

Credit Union Difference

Thinking about joining a credit union?

Great thought! Watch this short video to learn more about the benefits of being a credit union member.


Governance – Volunteer Board of Directors elected by you, our member

Credit unions are locally owned and their board of directors are elected by members.  Decisions about the organization, direction, programs, and policies are driven by the benefits they provide to members.  Credit union boards are made up of volunteers who understand member needs and focus on ways to meet those needs.  Conversely, other financial institutions answer to shareholders, so their bottom line is maximizing profits.

Purpose – To serve and educate members

The most important responsibility of credit unions is promoting the financial success of their members.  Credit unions are not-for-profit.  The money they make does not pay dividends to stockholders, it is invested in members.

Member Benefits – Lower loan rates, higher savings rates, low cost fees

Money that is made by a credit union is invested in member benefits in the form of higher interest rates on savings and lower interest rates on loans.  What does this mean?  It’s a win, win for you!

Values – People over profits

Credit unions bring financial benefits to the community.  By focusing their resources on helping members realize their financial goals and build secure futures, credit unions strengthen their communities.  Moreover, because they are locally owned and managed, they are vested in and are committed to making significant contributions to the local area.

Additional Banking Resources

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Attention

You are about to leave Fox Communities Credit Union's website. Any external site listed here is not under the control of Fox Communities Credit Union. Thank you for visiting. Please return when you need information about Fox Communities CU's products and services.

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