At Fox Communities Credit Union you are a member-owner of your financial institution. Since we are a not-for-profit cooperative, we do not pay stockholder premiums or high salaries to our executives. Thus, our money goes back to our members in the form of higher interest rates on deposits and lower interest rates on loans. Being a part of Fox Communities keeps your money at work in the local area, helping your neighbors as you help yourself.
Fox operates conservatively and our balance sheet is very health and strong – high levels of capital and high performing loans to our members. Virtually all of our member deposits are invested in high quality loans to members – not in volatile securities or Wall Street.
Our members can feel confident and secure with their Credit Union. In fact, our deposits are growing at a brisk pace due to the safety that the Credit Union provides. Along with our financial strength, deposits are federally insured backed by the full faith and credit of the U.S. government, up to at least $250,000 per account plus an added $250,000 per IRA. To determine insurance coverage, see the NCUA’s insurance estimator at http://webapps.ncua.gov/ins/
Fox Communities Credit Union is a member-owned and not-for-profit cooperative. We exist to serve our members. We provide an excellent return on our member’s deposits with typically higher rates paid than banks, lower fees, and lower loan rates. We don’t have stockholders who may encourage us to take excessive risk with people’s money.
Greg A. Hilbert, President/CEO since 1980.
Fox Communities Credit Union has been serving the community since 1937.
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