For a chance to win a $10,000 Cash Giveaway.
Fox Communities Credit Union (“FCCU”) is offering “$10,000 Cash Giveaway Loan Promotion” (the “Promotion”) and will award the prize via a random selection from eligible entrants. The Promotion begins at 12:00 AM Central Standard Time (“CST”) on January 10, 2022, and ends at 11:59 PM (“CST”) on March 31, 2022 (“Promotion Entry Period”).
NO PURCHASE NECESSARY. ACQUIRING A FCCU MEMBERSHIP, PRODUCT, OR SERVICE IS NOT REQUIRED TO ENTER AND WILL NOT INCREACE YOUR CHANCES OF WINNING. SEE THE “AUTOMATIC ENTRY” AND “MANUAL ENTRY” SECTIONS FOR FURTHER INFORMATION. PROMOTION IS VOID WHERE PROHIBITED BY LAW.
Eligibility: You must meet the following requirements in order to enter and qualify to win a prize: (1) natural persons who are legal US residents and at least 18 years of age as of the start of the Promotion Entry Period, (2) FCCU member in good standing or a non-member that meets FCCU membership eligibility requirements, and (3) not otherwise ineligible under these rules. FCCU employees and members of the Board of Directors and their immediate family members are not eligible to enter the promotion. Immediate family includes spouse, parents, siblings, children, in-law, stepparents, stepchildren, grandparents, and grandchildren. FCCU has the right to confirm eligibility before awarding a prize.
How to Enter: There are two (2) methods of entry for Promotion. You may enter by either Automatic Entry or Manual Entry as hereinafter described. ONLY ONE ENTRY PER PERSON REGARDLESS OF METHOD OF ENTRY.
Automatic Entry: Loan applicants for Eligible Loans as hereafter defined whose applications are received during the Promotion Entry Period and whose loans are closed on or before April 16, 2022, will be automatically entered. Joint borrowers will receive one entry in the primary member’s name; however, the joint borrower is eligible to enter through the Manual Entry process. The following are Eligible Loans: new FCCU credit card, first mortgage purchase or construction, home equity line of credit, home equity loan, a direct consumer secured or unsecured loan, and business/commercial loans by natural person borrowers. Loans will be approved subject to FCCU’s standard approval requirements for the respective loan product. Eligible Loans do not include the refinancing of an existing FCCU loan(s) or those not specifically referenced above; however, the Manual Entry process may apply for such borrowers if the eligibility requirements are otherwise met.
Manual Entry: An eligible person may enter the Promotion by visiting one of Fox Communities Credit Union Locations and completing an entry form. There is a limit of one entry per person and the Manual Entry process may not be used if you have been entered automatically. Entries must be received during the Promotional Entry Period. FCCU is not responsible for lost or incomplete entries.
Prize Drawing: On or about April 18, 2022, FCCU will randomly select six (6) potential “Promotion” winners from all eligible entries received during the promotion period. The potential winners will be notified by phone and/or email. Winners need not be present to win. The randomly selected entrants will be invited to attend an event on or about April 26, 2022, where one Grand Prize winner will be randomly drawn. Odds of winning will depend upon the total number of eligible entries received.
Prize: The Grand Prize of $10,000 USD will be awarded in the form of a FCCU cashier check, upon confirmation of eligibility and compliance with the Promotion rules. The prizes are non-transferable, and no substitution will be made except as provided herein at the FCCU’s sole discretion.
The five entrants not selected for the Grand Prize will be award a prize in the amount of $500.00 USD in the form of a FCCU cashier check.
Taxes: The prize is considered taxable income, and the winner will be solely responsible for all applicable federal, state, and local taxes. The winner will be required to complete a W-9 form and will receive an IRS form 1099-MISC reflecting the prize amount.
Other Requirements: The Grand Prize winner may, at FCCU’s discretion, be required to sign and return an Affidavit of Eligibility and may be required to consent publicity (as further described below) regarding the Promotion in exchange for the prize. If a selected winner cannot be contacted, is determined to be ineligible, fails to claim a prize, or otherwise fails to comply with these Rules, the prize will be forfeited and awarded to another entrant.
Additional Rules: By entering and/or participating in the Promotion, participants agree to indemnify and hold harmless Fox Communities Credit Union and their respective subsidiaries, affiliates, advertising/promotion agencies, and prize suppliers, and each of their respective parent companies and each such company’s officers, directors, employees and agents (collectively, the “Released Parties”) from and against any claim or cause of action, including, but not limited to, personal injury, death, or damage to or loss of property, arising out of participation in the “Promotion” or receipt or use or misuse of any prize.
By accepting the Prize, winner consents, to use of his/her name, photograph, video, voice and/or likeness, for advertising, trade and/or publicity purposes without additional compensation in all media now known or hereafter discovered, worldwide web, and on the Internet and/or World Wide Web, without notice, review, or approval, except where prohibited by law.
FCCU reserves the right to cancel, suspend and/or modify the “Promotion”, if any fraud, technical failures, human error, or any other factor impairs the integrity or proper functioning of the “Promotion”, or any event or cause beyond FCCU’s control (e.g. events such as natural calamities, national emergencies, wide spread illnesses, declarations of war, acts of God, act of terrorism”) interferes with any aspect of the “Promotion”, including but not limited to fulfillment of the prize, as determined by FCCU in its sole discretion. In the event of cancelation, modification, or suspension, FCCU reserves the right to select winner in a random drawing from among all eligible entries received prior to the time of the event warranting such cancellation, modification, or suspension.
Name of Grand Prize Winner: For the name of the Grand Prize winner, mail a self-addressed, stamped envelope with a written request to:
Fox Communities Credit Union
Attention: Marketing Department
3401 E. Calumet Street
Appleton, WI 54915
All winner information requests must be received by May 27, 2022.
Sponsor: Fox Communities Credit Union, 3401 E Calumet Street, Appleton, WI 54915
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